James City County property record for 2905 John Proctor W, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,789 sqft · built 1990 |
| Lot Size | 0.406 acres (17,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (May 2024) |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | May 2024 Sale Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-2 09-0-0040 |
| Primary APN | 46-2 09-0-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,789 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Fiberglass |
| Lot Area | 17,685 sqft (0.406 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5154 |
|---|---|
| Street Address | 2905 JOHN PROCTOR W |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-8345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 RURAL R |
| Legal Description | L-40 S-2 CHANCO'S GRANT |
| Legal Subdivision | CHANCOS GRANT |
| Legal Lot Number | 40 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80308 |
2905 John Proctor W is owned and occupied by two individuals who bought it in May 2024.
Source: James City County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2905 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE LLC |
| Jun 24, 2020 | Warranty Deed, Transfer · Conventional with PMI C&F MTG |
| Apr 15, 2020 | Warranty Deed, Transfer ROCK HARBOR GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on File |
| Deed Sale | May 10, 2024 · Amount on File |
| Prior Sale | Feb 1, 2022 · Amount on File |
| Deed Document Number | 20245978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 10, 2024 |
| Property Address | 2905 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8345 |
| Document Number | 0202405978 |
| Instrument Date | May 1, 2024 |
| Instrument | 202405978 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2905 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8345 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 1, 2022 |
| Property Address | 2905 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8345 |
| Document Number | 0202201518 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 202201518 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2905 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8345 |
| Document Number | 0202201519 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 202201519 |
| Name | TOWNE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 24, 2020 |
| Property Address | 2905 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8345 |
| Document Number | 0000009140 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 9140 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2905 JOHN PROCTOR W WILLIAMSBURG VA 231858345, WILLIAMSBURG, VA 23185-8345 |
| Document Number | 9141 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 9141 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 15, 2020 |
| Property Address | 2905 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8345 |
| Document Number | 0000005256 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 5256 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2505 BORDEAUX CT VIRGINIA BEACH VA 234566507, VIRGINIA BEACH, VA 23456-6507 |
| Document Number | 5257 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 5257 |
| Name | ROCK HARBOR GROUP LLC |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2905 John Proctor W was $2,951.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,951.00 | $355,600 Land $81,800 Building $273,800 | $355,600 Land $81,800 Building $273,800 |
| 2023 | $293,400 Land $58,500 Building $234,900 | $293,400 Land $58,500 Building $234,900 | |
| 2019 | $2,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2905 John Proctor W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2905 John Proctor W is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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