James City County property record for 2902 John Proctor W, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1988 |
| Lot Size | 0.428 acres (18,644 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,344 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-2 09-0-0047 |
| Primary APN | 46-2 09-0-0047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 18,644 sqft (0.428 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6835 |
|---|---|
| Street Address | 2902 JOHN PROCTOR W |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-8346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 RURAL R |
| Legal Description | L-47 S-2 CHANCO'S GRANT |
| Legal Subdivision | CHANCOS GRANT |
| Legal Lot Number | 47 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80308 |
Source: James City County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2902 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE FEDERAL CREDIT UNION |
| Aug 22, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 7, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2018 |
| Transfer Doc | 0000013634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 24, 2026 |
| Property Address | 2902 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8346 |
| Document Number | 0000009480 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20269480 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | THE CLOSERS OF VIRGINIA |
| Name | Verified Name |
|---|---|
| Address | 2902 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8346 |
| Document Number | 0000009480, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20269480 |
| Name | ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 22, 2018 |
| Property Address | 2902 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8346 |
| Document Number | 0000013634 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 13634 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2902 JOHN PROCTOR W WILLIAMSBURG VA 231858346, WILLIAMSBURG, VA 23185-8346 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 7, 2018 |
| Property Address | 2902 JOHN PROCTOR W, WILLIAMSBURG, VA 23185-8346 |
| Document Number | 0000012929 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 12929 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2902 JOHN PROCTOR W WILLIAMSBURG VA 231858346, WILLIAMSBURG, VA 23185-8346 |
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,344.00 (+34.17%) | $282,500 (+17.32%) Land $81,800 Building $200,700 | $282,500 (+17.32%) Land $81,800 Building $200,700 |
| 2023 | $240,800 Land $58,500 Building $182,300 | $240,800 Land $58,500 Building $182,300 | |
| 2019 | $1,747.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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