2905 Emmaus Ave, Zion, IL 60099 Property Records

Lake County property record for 2905 Emmaus Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1906
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Aug 2015)
Tax Bill	$5,514 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-28-206-003`

Property Details

APN / Parcel Number

Primary APN	`04-28-206-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	874 sqft
2nd Floor Area	335 sqft
Upper Floors Area	335 sqft
Basement Area	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	185 ft deep x 69 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	2905 EMMAUS AVE
City	ZION
State	IL
Zip	60099-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SECTION 28 LOT 3 BLOCK 11
Legal Subdivision	ZION CITY SECTION 28
Legal Block	11
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1009
Census Tract	860500

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2905 EMMAUS AVE, ZION, IL 60099-3227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Feb 21, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	20157222576
Prior Transfer Date	Apr 23, 2003
Prior Transfer Doc	0005281381
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2905 EMMAUS AVE, ZION, IL 60099-3227
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 EMMAUS AVE, ZION, IL 60099-3227

Mortgage

Document Number	0008118758
Date	Sep 3, 2025
Instrument	8118758

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	257 Months
Due	Feb 1, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	2905 EMMAUS AVE, ZION, IL 60099-3227
Document Number	0007384406
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 EMMAUS AVE ZION IL 600993227, ZION, IL 60099-3227

Mortgage

Document Number	0007384406
Date	Apr 4, 2017
Instrument	7384406

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,217 (+27.02%) Land $9,422 Building $39,795	$147,666 (+27.02%) Land $28,269 Building $119,397
2024	$5,514.00 (+18.07%)
2023	$4,670.00 (+11.62%)	$38,748 (+18.58%) Land $7,418 Building $31,330	$116,255 (+18.57%) Land $22,256 Building $93,999
2022	$4,184.00	$32,678 Land $6,130 Building $26,548	$98,044 Land $18,392 Building $79,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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