2900 Emmaus Ave, Zion, IL 60099 Property Records

Lake County property record for 2900 Emmaus Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,752 sqft · built 1916
Lot Size	0.195 acres (8,472 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Nov 2019)
Tax Bill	$6,904 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-205-023`

Property Details

APN / Parcel Number

Primary APN	`04-28-205-023`
Alternative APN	`04282050120000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,752 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	876 sqft
2nd Floor Area	876 sqft
Upper Floors Area	876 sqft
Basement Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,472 sqft (0.195 acres)
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2900 EMMAUS AVE
City	ZION
State	IL
Zip	60099-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SUB SECTION 28; BLK 10 LOT 12, (EX S 5)
Legal Subdivision	ZION CITY SUB SECTION 28
Legal Block	10
Legal Lot Number	12
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2006
Census Tract	860500

Owner

Source: Lake County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2900 EMMAUS AVE, ZION, IL 60099-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 21, 2019	Warranty Deed, Transfer · FHA Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Document Number	20197610995
Prior Transfer Date	Feb 14, 2014
Prior Transfer Doc	0007081079
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2900 EMMAUS AVE, ZION, IL 60099-3228
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 EMMAUS AVE, ZION, IL 60099-3228

Mortgage

Document Number	0008002654
Date	Oct 25, 2023
Instrument	8002654

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2063

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2900 EMMAUS AVE, ZION, IL 60099-3228
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 EMMAUS AVE, ZION, IL 60099-3228

Mortgage

Document Number	0007864198
Date	Jan 21, 2022
Instrument	7864198

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 21, 2019
Property Address	2900 EMMAUS AVE, ZION, IL 60099-3228
Document Number	0007610995
Map Reference	DOC 82496
Instrument Date	Nov 14, 2019
Instrument	7610995
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2900 EMMAUS AVE, 2900, ZION, IL 60099-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 EMMAUS AVE, ZION, IL 60099-3228

Mortgage

Document Number	0007610996
Date	Nov 21, 2019
Instrument	7610996

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	0007610997
Date	Nov 21, 2019
Instrument	7610997

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,904.00 (-6.5%)	$65,901 (+27.02%) Land $9,381 Building $56,520	$197,723 (+27.02%) Land $28,146 Building $169,577
2024	$7,384.00 (+18.89%)
2023	$6,211.00 (+12.6%)	$51,883 (+19.4%) Land $7,386 Building $44,497	$155,664 (+19.4%) Land $22,160 Building $133,504
2022	$5,516.00	$43,454 Land $6,080 Building $37,374	$130,375 Land $18,242 Building $112,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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