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2905 E Whisper Trl, Sioux Falls, SD 57108 Property Records

Lincoln County property record for 2905 E Whisper Trl, Sioux Falls, SD 57108 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba
Lot Size0.123 acres (5,397 sqft)
OwnerIndividual Name on File
Tax Bill$4,061 (2025)
Deeds & MortgagesMay 2013 Mortgage
May 2013 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN281.67.12.003B

Property Details

APN / Parcel Number

Primary APN281.67.12.003B

Interior

Bedrooms3 Beds
Full Baths2 Baths

Exterior

Lot Area5,397 sqft (0.123 acres)
Garage Area708 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Location & Zoning

Street Address2905 E WHISPER TRL
CitySIOUX FALLS
StateSD
Zip57108-4880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3B BLOCK 12 WHISPER RIDGE ADD CITY OF SIOUX FALLS
Legal Range50
Legal Township100
Legal Section12
Legal SubdivisionWHISPER RIDGE ADD
Legal Block12
Legal Lot Number3B
JurisdictionLINCOLN SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3013
Census Tract10112

Owner

Source: Lincoln County records · APN 281.67.12.003B

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2905 E WHISPER TRL, SIOUX FALLS, SD 57108-4880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2013Deed of Trust, Mortgage
THE FIRST NATIONAL BANK IN SIOUX FALLS
May 06, 2013Deed of Trust, Mortgage
THE FIRST NATIONAL BANK IN SIOUX FALLS
May 06, 2013Warranty Deed, Transfer
PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN SD
Property Address2905 E WHISPER TRL, SIOUX FALLS, SD 57108-4880
Transaction TypeMortgage
Record UpdatedMay 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1025, SIOUX FALLS, SD 57101-1025
InvestorPossibly a Property Investor

Mortgage

Document Number00161/4227
DateMay 06, 2013
Book Page161/4227
Instrument375982
Lender
NameTHE FIRST NATIONAL BANK IN SIOUX FALLS
Address100 S PHILLIPS AVE, SIOUX FALLS, SD 57104
Agreement
Term59 Months
DueApr 29, 2018

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN SD
Property Address2905 E WHISPER TRL, SIOUX FALLS, SD 57108-4880
Transaction TypeMortgage
Record UpdatedMay 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1025, SIOUX FALLS, SD 57101-1025
InvestorPossibly a Property Investor

Mortgage

Document Number00161/4226
DateMay 06, 2013
Book Page161/4226
Instrument375981
Lender
NameTHE FIRST NATIONAL BANK IN SIOUX FALLS
Address100 S PHILLIPS AVE, SIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term59 Months
DueApr 29, 2018

May 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN SD
Recording DateMay 06, 2013
Property Address2905 E WHISPER TRL, SIOUX FALLS, SD 57108-4880
Document Number000119/959
Book / Page119 / 959
Instrument DateApr 29, 2013
Instrument375980
Transaction TypeTransfer
Record UpdatedMay 01, 2026
Title CompanyPROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5024 S BUR OAK PL # PL113, PL113, SIOUX FALLS, SD 57108-2236

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 W CARMEL LN, SIOUX FALLS, SD 57108-4697
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyLincoln County
MunicipalitySioux Falls City
Unified School DistrictHarrisburg School District 41-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,061.00 (-16.97%)$296,803 (+0.93%) Land $43,342 Building $253,461
2024$294,078 (+3.19%) Land $43,342 Building $250,736$294,078
2023$4,891.00$284,978 (+12.7%) Land $43,342 Building $241,636
2022$4,891.00$252,864 Land $39,402 Building $213,462

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460830101123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 634 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Clarity TelecomFiber5,000 / 5,000
Midcontinent CommunicationsCable2,000 / 350
AT&TFixed Wireless100 / 20

May also be available at this address: Lumen Technologies, Verizon, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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