2901 E Whisper Trl, Sioux Falls, SD 57108 Property Records

Lincoln County property record for 2901 E Whisper Trl, Sioux Falls, SD 57108

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba
Lot Size	0.123 acres (5,393 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Jun 2013 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281.67.12.004B`

Property Details

APN / Parcel Number

Primary APN	`281.67.12.004B`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths

Exterior

Lot Area	5,393 sqft (0.123 acres)
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2901 E WHISPER TRL
City	SIOUX FALLS
State	SD
Zip	57108-4880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPALI
Legal Description	LOT 4B BLOCK 12 WHISPER RIDGE ADD CITY OF SIOUX FALLS
Legal Range	50
Legal Township	100
Legal Section	12
Legal Subdivision	WHISPER RIDGE ADD
Legal Block	12
Legal Lot Number	4B
Jurisdiction	LINCOLN SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3013
Census Tract	10112

Owner

Source: Lincoln County records · APN 281.67.12.004B

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2901 E WHISPER TRL, SIOUX FALLS, SD 57108-4880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN SD
Property Address	2901 E WHISPER TRL, SIOUX FALLS, SD 57108-4880
Transaction Type	Mortgage
Record Updated	May 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00161/6157
Date	Jun 28, 2013
Book Page	161/6157
Instrument	378767

Lender

Name	WELLS FARGO BANK NA
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2043

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lincoln County
Municipality	Sioux Falls City
Unified School District	Harrisburg School District 41-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00 (-17.07%)	$313,941 (+0.91%) Land $43,330 Building $270,611
2024		$311,110 (+3.1%) Land $43,330 Building $267,780	$311,110
2023	$5,173.00	$301,750 (+12.69%) Land $43,330 Building $258,420
2022	$5,173.00	$267,768 Land $39,391 Building $228,377

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (46099C), as of May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460830101123, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Clarity Telecom Fiber	5,000 / 5,000
Midcontinent Communications Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 189 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600294, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SIOUX FALLS serves 216,462 people
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.