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2905 Duncan St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2905 Duncan St, Saint Joseph, MO 64507

Property Summary

Property TypeSingle Family Home
Details884 sqft · built 1922
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$78,800 (Nov 2021)
Tax Bill$768 (2025)
Deeds & MortgagesFeb 2023 Sale
Nov 2021 Mortgage
APN06-5.0-15-003-002-175.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-003-002-175.000

Interior

Building Area884 sqft Base Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions132 ft deep x 50 ft wide

Location & Zoning

Street Address2905 DUNCAN ST
CitySAINT JOSEPH
StateMO
Zip64507-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:BARTLETT BROTHERS LOT:15 BLK:12LGL DESC:
Legal SubdivisionBARTLETT BROTHERS
Legal Block12
Legal Lot Number15
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2028
Census Tract1500

Owner

2905 Duncan St is owned and occupied by an individual who acquired it in February 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2905 DUNCAN ST, SAINT JOSEPH, MO 64507-1830
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Beneficiary Deed, Transfer
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on File
Deed SaleNov 10, 2021 · Amount on File
Deed Document Number202112355
Deed Book / Page3769 / 649
Last Transfer DateFeb 27, 2023
Transfer Doc003784/848
Record UpdatedSep 20, 2026

February 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionBUCHANAN MO
Recording DateFeb 27, 2023
Property Address2905 DUNCAN ST, SAINT JOSEPH, MO 64507-1830
Document Number003784/848
Book / Page3784 / 848
Instrument DateFeb 27, 2023
Instrument2023001333
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2905 DUNCAN ST, SAINT JOSEPH, MO 64507-1830

Transferred To (Grantee/Buyer)

NameVerified Name
Address2319 GREEN VALLEY RD, SAINT JOSEPH, MO 64505-1300

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateNov 10, 2021
Property Address2905 DUNCAN ST, SAINT JOSEPH, MO 64507-1830
Document Number003769/649
Book / Page3769 / 649
Instrument DateNov 8, 2021
Instrument2021012355
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1305 MIDYETT RD, SAINT JOSEPH, MO 64506-2408

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 DUNCAN ST, SAINT JOSEPH, MO 64507-1830

Mortgage

Document Number2021012356
DateNov 10, 2021
Instrument2021012356
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Duncan St was $768, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$768.00 (+0.13%)$10,680 Land $2,210 Building $8,470$56,190 Land $11,630 Building $44,560
2024$767.00 (+15.34%)
2023$665.00 (-0.75%)$10,100 (-) Land $2,210 Building $7,890$53,130 Land $11,630 Building $41,500
2022$670.00$10,100 Land $2,210 Building $7,890
2021$53,130 Land $11,630 Building $41,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2905 Duncan St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Duncan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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