2828 Duncan St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2828 Duncan St, Saint Joseph, MO 64507

Property Summary

Property TypeSingle Family Home
Details1,104 sqft · built 1927
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$119,400 (Oct 2020)
Tax Bill$833 (2025)
Deeds & MortgagesApr 2020 Mortgage
Oct 2020 Mortgage
APN06-5.0-15-003-002-186.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-003-002-186.000

Interior

Building Area1,104 sqft Base Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions133 ft deep x 47.5 ft wide

Location & Zoning

Street Address2828 DUNCAN ST
CitySAINT JOSEPH
StateMO
Zip64507-1829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:SALLEE'S LOT:3 BLK:1LGL DESC:W 37 1/2' L3 E 10' L4
Legal SubdivisionSALLEES
Legal Block1
Legal Lot Number3
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2032
Census Tract1500

Owner

2828 Duncan St is owned and occupied by an individual who bought it in October 2020.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2828 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE BANK
Oct 13, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2020 · Amount on File
Deed SaleOct 13, 2020 · Amount on File
Prior SaleAug 31, 2015 · Amount on File
Deed Document Number20209533
Deed Book / Page3754 / 350
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2828 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3747/505
DateApr 8, 2020
Book Page3747/505
Instrument2020002651
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2040

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateOct 13, 2020
Property Address2828 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
Document Number003754/350
Book / Page3754 / 350
Instrument DateOct 13, 2020
Instrument2020009533
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyPREFERRED TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2828 DUNCAN ST, SAINT JOSEPH, MO 64507-1829

Mortgage

Document Number2020009534
DateOct 13, 2020
Instrument2020009534
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2828 Duncan St was $833, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$833.00 (+0.12%)$11,600 Land $2,140 Building $9,460$61,050 Land $11,280 Building $49,770
2024$832.00 (+15.56%)
2023$720.00 (-0.55%)$10,940 (-) Land $2,140 Building $8,800$57,580 Land $11,280 Building $46,300
2022$724.00$10,940 Land $2,140 Building $8,800
2021$57,580 Land $11,280 Building $46,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2828 Duncan St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2828 Duncan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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