Tioga County property record for 2905 Cherry Flats Rd, Covington, PA 16917
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,398 sqft · built 1990 |
| Lot Size | 86.1 acres (3,751,823 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,808 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07/03.00/016D/000 |
| Primary APN | 07/03.00/016D/000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,751,823 sqft (86.1 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00025847 |
|---|---|
| Street Address | 2905 CHERRY FLATS RD |
| City | COVINGTON |
| State | PA |
| Zip | 16917-9794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | TIOGA PA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 950500 |
2905 Cherry Flats Rd, a rural home, is owned and occupied by an individual who acquired it in July 2011.
Source: Tioga County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2905 CHERRY FLATS RD, COVINGTON, PA 16917-9794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 13, 2011 |
| Transfer Doc | 201108561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Recording Date | Jul 8, 2026 |
| Property Address | 2905 CHERRY FLATS RD, COVINGTON, PA 16917-9794 |
| Document Number | 0000006480 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20266480 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2905 CHERRY FLATS RD, COVINGTON, PA 16917-9794 |
| Document Number | 0000006480, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20266480 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 7, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 2905 Cherry Flats Rd was $5,808.
Source: Tioga County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Tioga County |
| County Subdivision | Covington Township |
| Unified School District | Southern Tioga School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,808.00 | $372,550 Land $210,880 Building $161,670 | |
| 2024 | $8,852.00 | $372,550 Land $210,880 Building $161,670 | |
| 2023 | $372,550 Land $210,880 Building $161,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2905 Cherry Flats Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (2010–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2905 Cherry Flats Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 79% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Xtreme5G Fixed Wireless | 50 / 10 |
5G (outdoors only) and 4G LTE
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