2856 Cherry Flats Rd, Covington, PA 16917 Property Records

Tioga County property record for 2856 Cherry Flats Rd, Covington, PA 16917

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,383 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Jul 2017)
Tax Bill	$3,952 (2026)
Deeds & Mortgages	Feb 2021 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07/03.00/014./000`

Property Details

APN / Parcel Number

Primary APN	`07/03.00/014./000`
Alternative APN	`00003243`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,383 sqft Living Area
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00003243
Street Address	2856 CHERRY FLATS RD
City	COVINGTON
State	PA
Zip	16917-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1061
Census Tract	950500

Owner

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2856 CHERRY FLATS RD, COVINGTON, PA 16917-9792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS & NORTHERN BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS & NORTHERN BANK
Jul 28, 2017	Special Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS & NORTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Sep 12, 2016 · Amount on Record
Deed Document Number	20176392
Prior Transfer Date	Aug 29, 2012
Prior Transfer Doc	201210411
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	2856 CHERRY FLATS RD, COVINGTON, PA 16917-9792
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101340
Date	Feb 16, 2021
Instrument	202101340

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank
Address	WELLSBORO, PA 16901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	2856 CHERRY FLATS RD, COVINGTON, PA 16917-9792
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE ABSTRACT & SETMN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007056
Date	Sep 29, 2020
Instrument	202007056

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank
Address	WELLSBORO, PA 16901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TIOGA PA
Recording Date	Jul 28, 2017
Property Address	2856 CHERRY FLATS RD, COVINGTON, PA 16917-9792
Document Number	201706392
Instrument Date	Jul 17, 2017
Instrument	201706392
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,398.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 CHERRY FLATS RD, COVINGTON, PA 16917-9792
Investor	Possibly a Property Investor

Mortgage

Document Number	201706393
Date	Jul 28, 2017
Instrument	201706393

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,952.00 (-34.38%)	$253,490 (-) Land $25,000 Building $228,490
2024	$6,023.00	$253,490 Land $25,000 Building $228,490
2023			$253,490 Land $25,000 Building $228,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Xtreme5G Fixed Wireless	50 / 10

May also be available: Blue Ridge Cable Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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