2905 Arbor Ln, Mattituck, NY 11952 Property Records

Suffolk County and Southold Town property record for 2905 Arbor Ln, Mattituck, NY 11952

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2023)
Tax Bill	$28,167 (2024)
Deeds & Mortgages	Dec 2022 Refinance Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473889 113.-7-25`

Property Details

APN / Parcel Number

Primary APN	`473889 113.-7-25`
Alternative APNs	`1000-113.00-07.00-025.000` `388911300000070250000000` `47380014712` `14`

Exterior

Lot Area	217,800 sqft

Location & Zoning

Account Number	14
Street Address	2905 ARBOR LN
City	MATTITUCK
State	NY
Zip	11952-1483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	ARREARS
Legal Subdivision	MAP OF THORNTON SMITH SECTION 2
Legal Block	7
Legal Lot Number	25
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	1
Census Block	1018
Census Tract	170003

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1170 DEPOT LN, CUTCHOGUE, NY 11935-1223
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 2, 2023	Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Nov 21, 2008 · Amount on Record
Deed Book / Page	13204 / 110
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2905 ARBOR LN, MATTITUCK, NY 11952-1483
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234700178
Date	Dec 28, 2022
Book Page	23470/178

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2051

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 2, 2023
Property Address	2905 ARBOR LN, MATTITUCK, NY 11952-1483
Document Number	0132040110
Book / Page	13204 / 110
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 DEPOT LN, CUTCHOGUE, NY 11935-1223

Mortgage

Document Number	0023510730
Date	Jun 2, 2023
Instrument	23510/730

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2905 ARBOR LN, MATTITUCK, NY 11952-1483
Document Number	0231760171
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 ARBOR LN MATTITUCK NY 119521483, MATTITUCK, NY 11952-1483

Mortgage

Document Number	0231760171
Date	Sep 22, 2020
Book Page	023176/000171

Lender

Name	ARC HM LLC
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 21, 2035

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Mattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 (-24.69%) Land $3,600 Building $14,400	$3,272,727 (+7,705.22%) Land $654,545 Building $2,618,182
2024	$28,167.00 (-20.94%)
2023		$23,900 (-) Land $3,600 Building $20,300	$41,930 (+22.81%) Land $6,316 Building $35,614
2022	$35,628.00	$23,900 Land $3,600 Building $20,300	$34,143 Land $5,143 Building $29,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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