2405 Arbor Ln, Mattituck, NY 11952 Property Records

Suffolk County and Southold Town property record for 2405 Arbor Ln, Mattituck, NY 11952

Property Summary

Property Type	Single Family Home
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Aug 2020)
Tax Bill	$15,179 (2024)
Deeds & Mortgages	Jan 2024 Refinance Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`473889 113.-7-24`

Property Details

APN / Parcel Number

Primary APN	`473889 113.-7-24`
Alternative APNs	`1000-113.00-07.00-024.000` `388911300000070240000000` `47380014711` `14`

Exterior

Lot Area	218,236 sqft

Location & Zoning

Account Number	14
Street Address	2405 ARBOR LN
City	MATTITUCK
State	NY
Zip	11952-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	BOOK 11954 PAGE 264 BILL 014228
Legal Subdivision	MAP THORNTON SMITH SECTION 2
Legal Block	7
Legal Lot Number	24
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	1
Census Block	1018
Census Tract	170003

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 ARBOR LN, MATTITUCK, NY 11952-1470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTEK BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 18, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 26, 2018	Quit Claim Deed, Transfer TOUCHDOWN ABSTRACT SERVICES INC, TOUCHDOWN ABS SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Mar 30, 1999 · Amount on Record
Deed Book / Page	13067 / 673
Prior Transfer Date	Feb 28, 2018
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2405 ARBOR LN, MATTITUCK, NY 11952-1470
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235630875
Date	Jan 29, 2024
Book Page	23563/875

Lender

Name	NEWTEK BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2405 ARBOR LN, MATTITUCK, NY 11952-1470
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232500478
Date	Mar 24, 2021
Book Page	23250/478
Instrument	DL063713

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2405 ARBOR LN, MATTITUCK, NY 11952-1470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232030706
Date	Dec 4, 2020
Book Page	23203/706
Instrument	DL039544

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 18, 2020
Property Address	2405 ARBOR LN, MATTITUCK, NY 11952-1470
Document Number	0130670673
Book / Page	013067 / 000673
Instrument Date	Aug 5, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$4,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 E 72ND ST NEW YORK NY 100214727, NEW YORK, NY 10021-4727

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 26, 2018
Property Address	2405 ARBOR LN, MATTITUCK, NY 11952-1470
Document Number	0129540902
Book / Page	012954 / 000902
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	TOUCHDOWN ABSTRACT SERVICES INC, TOUCHDOWN ABS SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2405 ARBOR LN MATTITUCK NY 119521470, MATTITUCK, NY 11952-1470

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Mattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,700 (-) Land $3,600 Building $6,100	$1,763,636 (+10,263.36%) Land $654,545 Building $1,109,091
2024	$15,179.00
2023		$9,700 Land $3,600 Building $6,100	$17,018 Land $6,316 Building $10,702

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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