Collin County property record for 2904 Oates Dr, Plano, TX 75093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,665 sqft · built 1997 |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,872 (2024) |
| Deeds & Mortgages | Jun 2019 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R-3043-00F-0070-1 |
| Primary APN | R-3043-00F-0070-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,665 sqft Living Area |
| Gross Area | 4,365 sqft |
| 2nd Floor Area | 1,188 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
| Porch | Covered Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2016302 |
|---|---|
| Street Address | 2904 OATES DR |
| City | PLANO |
| State | TX |
| Zip | 75093-3347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | HIGHLANDS OF PRESTON RIDGE PHASE FOUR (CPL), BLK F, LOT 7 |
| Legal Subdivision | HIGHLANDS OF PRESTON RIDGE PHASE FOUR (C |
| Legal Phase | 4 |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31654 |
2904 Oates Dr is owned and occupied by two individuals who acquired it in April 2024.
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2904 OATES DR, PLANO, TX 75093-3347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jan 9, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2009 |
| Deed Sale | Mar 12, 2009 |
| Prior Sale | Jun 8, 2015 |
| Deed Document Number | 0000284210 |
| Last Transfer Date | Apr 1, 2024 |
| Transfer Doc | 2024000037412 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2904 OATES DR, PLANO, TX 75093-3347 |
| Document Number | 0000694190 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2904 OATES DR PLANO TX 750933347, PLANO, TX 75093-3347 |
| Document Number | 0000694190 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 694190 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2904 OATES DR, PLANO, TX 75093-3347 |
| Document Number | 0000079720 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2904 OATES DR PLANO TX 750933347, PLANO, TX 75093-3347 |
| Document Number | 0000079720 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 79720 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Plano City |
| Unified School District | Plano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $709,713 Land $220,000 Building $489,713 | $709,713 Land $220,000 Building $489,713 | |
| 2024 | $9,872.00 | ||
| 2023 | $754,041 Land $180,000 Building $574,041 | $754,041 Land $180,000 Building $574,041 | |
| 2022 | $9,862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2904 Oates Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2904 Oates Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PLANO serves 292,059 people · EPA ID TX0430007 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures