2804 Oates Dr, Plano, TX 75093 Property Records

Collin County property record for 2804 Oates Dr, Plano, TX 75093

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,635 sqft · built 1996
Lot Size0.25 acres (10,890 sqft)
Owner2 Individuals on Record
Tax Bill$10,201 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jul 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-3043-00F-0010-1

Property Details

APN / Parcel Number

Primary APNR-3043-00F-0010-1
Alternative APNs
  • 000002016296
  • 2016296

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,635 sqft Living Area
Gross Area3,270 sqft
1st Floor Area2,635 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area615 sqft
Parking Spaces2 Parking Spaces
PorchCovered Patio/Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2804 OATES DR
CityPLANO
StateTX
Zip75093-3345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionHIGHLANDS OF PRESTON RIDGE PHASE FOUR, BLK F, LOT 1
Legal SubdivisionHIGHLANDS OF PRESTON RIDGE PHASE FOUR (C
Legal BlockF
Legal Lot Number1
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group1
Census Block1007
Census Tract31654

Owner

Source: Collin County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2804 OATES DR, PLANO, TX 75093-3345
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HERITAGE LENDING INC
Jul 27, 2023Transfer on Death Deed, Transfer
Jul 27, 2023Warranty Deed, Transfer
Oct 22, 2021Warranty Deed, Transfer
TEXAS PREMIER TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021
Deed SaleOct 22, 2021
Prior SaleAug 9, 2013
Deed Document Number20212165930
Last Transfer DateJul 27, 2023
Transfer Doc0000085337
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address2804 OATES DR, PLANO, TX 75093-3345
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 OATES DR, PLANO, TX 75093-3345

Mortgage

Document Number2023000038775
DateApr 12, 2023
Instrument2023000038775
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOLLIN TX
Recording DateJul 27, 2023
Property Address2804 OATES DR, PLANO, TX 75093-3345
Document Number2023000085338
Map ReferenceVAB I PG 312
Instrument DateJul 27, 2023
Instrument2023000085338
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 OATES DR, PLANO, TX 75093-3345

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateJul 27, 2023
Property Address2804 OATES DR, PLANO, TX 75093-3345
Document Number2023000085337
Map ReferenceCAB I PG 312
Instrument DateJul 27, 2023
Instrument2023000085337
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 OATES DR, PLANO, TX 75093-3345

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateOct 22, 2021
Property Address2804 OATES DR, PLANO, TX 75093-3345
Document Number0002165930
Map ReferenceCAB I PG 312
Instrument DateOct 18, 2021
Instrument20211022002165930
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyTEXAS PREMIER TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 OATES DR, PLANO, TX 75093-3345

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,201.00 (-6.38%)$597,382 (-2.59%) Land $213,400 Building $383,982$597,382 (-2.59%) Land $213,400 Building $383,982
2024$10,896.00 (+21.19%)
2023$613,252 (+17.48%) Land $174,600 Building $438,652$613,252 (+17.48%) Land $174,600 Building $438,652
2022$8,991.00 Homeowner's exemption$522,000 Land $145,500 Building $376,500$522,000 Land $145,500 Building $376,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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