2904 Cialella Pass, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2904 Cialella Pass, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1998
Lot Size	0.121 acres (5,271 sqft)
Owner	Company Name on File
Tax Bill	$5,191 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`128031`

Property Details

APN / Parcel Number

Primary APN	`128031`
Alternative APNs	`222630007200010650` `222630276200010650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Heated Area
Gross Area	2,060 sqft
1st Floor Area	1,632 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	128031
Old Parcel Number	222630276200010650
Street Address	2904 CIALELLA PASS
City	SAINT CLOUD
State	FL
Zip	34772-8871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	CANOE CREEK EST PH 2 PB 8 PG 92 LOT 65
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	2
Legal Tract	72
Legal Block	1
Legal Lot Number	65
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43207

Owner

2904 Cialella Pass is owned by a company that acquired it in July 2023.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Trustee's Deed, Transfer · Line of Credit GOLDMAN SACHS MTG
May 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023
Deed Sale	Jul 28, 2023
Prior Sale	May 17, 2010 · Amount on File
Deed Document Number	0006450242
Deed Book / Page	5325 / 1975
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	2018068778
Record Updated	Jun 8, 2026

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 3, 2018
Property Address	2904 CIALELLA PASS, SAINT CLOUD, FL 34772-8871
Document Number	0053790690
Book / Page	005379 / 000690
Instrument Date	Aug 2, 2018
Instrument	119052
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	53882494
Date	Aug 3, 2018
Book Page	005388/002494
Instrument	127626

Lender

Name	GOLDMAN SACHS MTG
Type	Mortgage Company
Address	200 WEST ST # 5TH, NEW YORK, NY 10282-2102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2038

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 1, 2018
Property Address	2904 CIALELLA PASS, SAINT CLOUD, FL 34772-8871
Document Number	0053251975
Book / Page	005325 / 001975
Instrument Date	Apr 11, 2018
Instrument	68778
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2904 Cialella Pass was $5,191.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,191.00	$289,800 Land $65,000 Building $224,800	$289,800 Land $65,000 Building $224,800
2023	$4,610.00 (+11.97%)	$307,100 (+15.84%) Land $60,000 Building $247,100	$307,100 (+15.84%) Land $60,000 Building $247,100
2022	$4,117.00	$265,100 Land $55,000 Building $210,100	$265,100 Land $55,000 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 Cialella Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 Cialella Pass is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon, Xfinity.

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