2901 Cialella Pass, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2901 Cialella Pass, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1996
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,900 (Mar 2026)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-26-30-0072-0001-0680`

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0072-0001-0680`
Alternative APNs	`222630276200010680` `263022007200010680` `128034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	1,753 sqft
1st Floor Area	1,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	105 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2901 CIALELLA PASS
City	SAINT CLOUD
State	FL
Zip	34772-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	CANOE CREEK EST PH 2 PB 8 PG 92 LOT 68
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES PH 2
Legal Phase	2
Legal Tract	72
Legal Block	680
Legal Lot Number	68
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1007
Census Tract	43207

Owner

Source: Osceola County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2901 CIALELLA PASS, SAINT CLOUD, FL 34772-8874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Nov 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	Jan 11, 2000 · Amount on Record
Deed Document Number	202639827
Deed Book / Page	6943 / 2406
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	0058242923
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2026
Property Address	2901 CIALELLA PASS, SAINT CLOUD, FL 34772-8874
Document Number	0069432406
Book / Page	6943 / 2406
Map Reference	MB 8 PG 92
Instrument Date	Mar 20, 2026
Instrument	2026039827
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLISSFUL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,274.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6935 MAVERICK TRL, SAINT CLOUD, FL 34771-9527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 CIALELLA PASS, SAINT CLOUD, FL 34772-8874

Mortgage

Document Number	0069432408
Date	Mar 26, 2026
Instrument	6943/2408

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jun 1, 2055

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 2, 2020
Property Address	2901 CIALELLA PASS, SAINT CLOUD, FL 34772-8874
Document Number	0058242923
Book / Page	005824 / 002923
Instrument Date	Oct 27, 2020
Instrument	149009
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6935 MAVERICK TRL ST CLOUD FL 347719527, ST CLOUD, FL 34771-9527

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,918.00 (+5.04%)	$247,700 (-2.4%) Land $65,000 Building $182,700	$247,700 (-2.4%) Land $65,000 Building $182,700
2024	$3,730.00 (+5.52%)
2023	$3,535.00 (+11.97%)	$253,800 (+15.42%) Land $60,000 Building $193,800	$253,800 (+15.42%) Land $60,000 Building $193,800
2022	$3,157.00	$219,900 Land $55,000 Building $164,900	$219,900 Land $55,000 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon, Xfinity.

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