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29039 Cedar Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29039 Cedar Dr, Big Pine Key, FL 33043 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage1,848 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$1,025,000 (2026)
Tax Bill$4,163.00 (2025)

Property Details

APN / Parcel Number

Primary APN00265750-000000
Alternative APNs
  • 15662900265750000000
  • 1337391

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,848 sqft Living Area
1st Floor816 sqft 1st Floor
Basement Area672 sqft Basement
Stories2 Stories
Primary FlooringPlywood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2008
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area5,000 sqft (0.115 acres)
Depth X Width100 ft x 50 ft Depth x Width
Garage TypeCovered Garage
Garage Area144 sqft Garage

Exterior Amenities

PorchOpen Porch
Porch Area960 sqft Porch
ViewCanal View
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1337391
Street Address29039 CEDAR DR
CityBIG PINE KEY
StateFL
Zip33043-6003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 26 EDEN PINES COLONY BIG PINE KEY PB4-158 OR645-273 OR648-851 OR662-829 OR804-2470 OR832-2263 OR2713-549 OR2713-552 OR2735-2490 OR2735-2491 OR3148-2474 OR3220-2296
Legal Range29E
Legal Township66S
Legal Section15
Legal SubdivisionEDEN PINES COLONY
Legal Block4
Legal Lot Number26
JurisdictionMONROE FL
Minor Civil DivisionLOWER KEYS
Census Blockgroup1
Census Block1097
Census Tract971402

Owner

Source: Monroe County records · APN 00265750-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address29039 CEDAR DR, BIG PINE KEY, FL 33043-6003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 12, 2026Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE
Apr 17, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2026 · Amount on Record
Deed SaleFeb 12, 2026 · Amount on Record
Prior SaleApr 17, 2023 · Amount on Record
Deed Doc Number20262532085
Deed Book / Page3366 / 874
Prior Transfer DateNov 17, 2014
Prior Transfer Doc0027130552
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address29039 CEDAR DR, BIG PINE KEY, FL 33043-6003
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20438 SW 327TH ST, HOMESTEAD, FL 33030-2635

Mortgage

Document Number0033580589
DateDec 17, 2025
Book Page3358/589
Instrument2525649
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term5 Months
DueMay 01, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 12, 2026
Property Address29039 CEDAR DR, BIG PINE KEY, FL 33043-6003
Document Number0033660874
Book / Page3366 / 874
Map ReferenceMB 4 PG 158
Instrument DateFeb 11, 2026
Instrument2532085
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address20438 SW 327TH ST, HOMESTEAD, FL 33030-2635

Transferred To (Grantee/Buyer)

NameVerified Name
Address29039 CEDAR DR, BIG PINE KEY, FL 33043-6003

Mortgage

Document Number0003366876
DateFeb 12, 2026
Instrument3366/876
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 17, 2023
Property Address29039 CEDAR DR, BIG PINE KEY, FL 33043-6003
Document Number0032202296
Book / Page3220 / 2296
Map ReferenceMB 4 PG 158
Instrument DateApr 12, 2023
Instrument2414233
Transaction TypeTransfer
Record UpdatedJan 02, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,559.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10430 NW 130TH ST, HIALEAH, FL 33018-1127

Transferred To (Grantee/Buyer)

NameVerified Name
Address29039 CEDAR DR, BIG PINE KEY, FL 33043-6003

Mortgage

Document Number0032202300
DateApr 17, 2023
Instrument3220/2300
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJan 14, 2022
Property Address29039 CEDAR DR, BIG PINE KEY, FL 33043-6003
Document Number0031482474
Book / Page3148 / 2474
Map ReferenceMB 4 PG 158
Instrument DateDec 12, 2021
Instrument2357026
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyCOOPERATIVE TITLE AGENCY/FL, COOPERATIVE TITLE AGCY OF FL

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 W 63RD ST, HIALEAH, FL 33012-6322

Mortgage

Document Number0031482476
DateJan 14, 2022
Instrument3148/2476
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,163.00 (+15.45%) Homeowner's exemption$421,091 (-33.73%)$673,040 (+5.93%) Land $391,400 Building $281,640
2024$3,606.00 (-26.86%)
2023$4,930.00 (+13.36%)$635,376 (+25.65%) Land $397,500 Building $237,876$635,376 (+25.65%) Land $397,500 Building $237,876
2022$4,349.00$505,658 Land $302,500 Building $203,158$505,658 Land $302,500 Building $203,158

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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