29032 Cedar Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29032 Cedar Dr, Big Pine Key, FL 33043 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2006
Square Footage1,180 sqft Living Area
Lot Size5,000 sqft (0.114 acres)
OccupancyOwner Occupied
Last Sale$418,000 (2020)
Tax Bill$3,683.00 (2024)

Property Details

APN / Parcel Number

Primary APN00265690-000000
Alternative APNs
  • 15662900265690000000
  • 1337331

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,180 sqft Living Area
1st Floor1,180 sqft 1st Floor
Stories1 Stories
Primary FlooringTerrazzo Flooring
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2006
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area5,000 sqft (0.114 acres)
Depth X Width100 ft x 50 ft Depth x Width
Garage Area300 sqft Garage

Exterior Amenities

FenceFence
Deck Area160 sqft Deck
Patio Area90 sqft Patio
PorchOpen Porch
Porch Area180 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1337331
Old Parcel Number15662900265690000000
Street Address29032 CEDAR DR
CityBIG PINE KEY
StateFL
Zip33043-6003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 20 EDEN PINES COLONY PB4-158 BIG PINE KEY OR542-433 OR1442-467 OR1697-1672 OR2901-2324/25 OR3040-0229
Legal Range29E
Legal Township66S
Legal Section15
Legal SubdivisionEDEN PINES COLONY
Legal Block4
Legal Lot Number20
JurisdictionMONROE FL
Minor Civil DivisionLOWER KEYS
Census Blockgroup1
Census Block1097
Census Tract971402

Owner

Source: Monroe County records · APN 00265690-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address29032 CEDAR DR, BIG PINE KEY, FL 33043-6003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Apr 18, 2018Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Prior SaleApr 18, 2018 · Amount on Record
Deed Doc Number2278919
Deed Book / Page3040 / 229
Record RefreshedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 25, 2020
Property Address29032 CEDAR DR, BIG PINE KEY, FL 33043-6003
Document Number0030400229
Book / Page3040 / 229
Map ReferenceMB 4 PG 158
Instrument DateAug 24, 2020
Instrument2278919
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,926.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5489 1ST ST, 5489, SAINT AUGUSTINE, FL 32080-7347

Transferred To (Grantee/Buyer)

NameVerified Name
Address3978 NO NAME RD, BIG PINE KEY, FL 33043-6106

Mortgage

Document Number0003040231
DateAug 25, 2020
Instrument3040/231
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 18, 2018
Property Address29032 CEDAR DR, BIG PINE KEY, FL 33043-6003
Document Number0029012324
Book / Page002901 / 002324
Instrument DateApr 02, 2018
Instrument2164897
Transaction TypeTransfer
Record UpdatedMay 22, 2018
Title CompanyTRUE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address29032 CEDAR DR BIG PINE KEY FL 330436003, BIG PINE KEY, FL 33043-6003

Mortgage

Document Number29012326
DateApr 18, 2018
Book Page002901/002326
Instrument2164898
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$387,645 (+5.99%)$599,898 (+0.55%) Land $391,400 Building $208,498
2024$3,683.00 (+4.9%)
2023$3,511.00 (+2.69%) Homeowner's exemption$365,749 (+3%)$596,606 (+17.18%) Land $397,500 Building $199,106
2022$3,419.00 Homeowner's exemption$355,097$509,145 Land $302,500 Building $206,645

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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