2903 Prince Oak Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2903 Prince Oak Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 932 sqft · built 1987
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on File
Tax Bill	$1,289 (2025)
Deeds & Mortgages	Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`83009`

Property Details

APN / Parcel Number

Primary APN	`83009`
Alternative APN	`092630003000010230`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	932 sqft Heated Area
Gross Area	1,078 sqft
1st Floor Area	932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)
Lot Dimensions	52 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	83009
Street Address	2903 PRINCE OAK CT
City	SAINT CLOUD
State	FL
Zip	34769-6625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SPUD
Legal Description	KING OAK VILLAS PHASE 1 PB 5 PG 6 LOT 23
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	KING OAK VIL PH1
Legal Phase	1
Legal Tract	30
Legal Block	1
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3004
Census Tract	43208

Owner

Source: Osceola County records · APN 83009

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2903 PRINCE OAK CT, SAINT CLOUD, FL 34769-6625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2019
Deed Sale	May 10, 2019
Prior Sale	Dec 02, 2014 · Amount on Record
Deed Document Number	0055222169
Deed Book / Page	4727 / 2088
Prior Transfer Date	Jan 28, 2015
Prior Transfer Doc	2015013739
Record Updated	Jun 08, 2026

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2903 PRINCE OAK CT, SAINT CLOUD, FL 34769-6625
Document Number	0051512667
Book / Page	005151 / 002667
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 04, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 PRINCE OAK CT ST CLOUD FL 347696625, ST CLOUD, FL 34769-6625

Mortgage

Document Number	0051512667
Date	May 22, 2017
Book Page	005151/002667
Instrument	74885

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 21, 2057

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,289.00 (+8.05%) Homeowner's exemption	$114,926 (+5.99%)	$183,500 (+13.48%) Land $30,000 Building $153,500
2023	$1,193.00 (+4.83%) Homeowner's exemption	$108,435 (+3%)	$161,700 (+31.89%) Land $14,900 Building $146,800
2022	$1,138.00 Homeowner's exemption	$105,277	$122,600 Land $14,900 Building $107,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Based on FCC filings for 202 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.