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2909 Prince Oak Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2909 Prince Oak Ct, Saint Cloud, FL 34769

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,126 sqft · built 1987
Lot Size0.041 acres (1,786 sqft)
Owner2 Individual Names on File
Tax Bill$3,290 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN83006

Property Details

APN / Parcel Number

Primary APN83006
Alternative APN
  • 092630003000010200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,126 sqft Heated Area
Gross Area1,336 sqft
1st Floor Area1,126 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,786 sqft (0.041 acres)
Lot Dimensions52 ft deep x 34 ft wide
PorchOpen Porch
Porch Area180 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number83006
Street Address2909 PRINCE OAK CT
CitySAINT CLOUD
StateFL
Zip34769-6625
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSPUD
Legal DescriptionKING OAK VILLAS PHASE 1 PB 5 PG 6 LOT 20
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VIL PH1
Legal Phase1
Legal Tract30
Legal Block1
Legal Lot Number20
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3004
Census Tract43208

Owner

2909 Prince Oak Ct, a townhouse, is owned by two individuals who acquired it in January 2020.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing Address1059 UNIVERSAL REST PL, KISSIMMEE, FL 34744-5131
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2020
Deed SaleJan 29, 2020
Prior SaleApr 15, 2016 · Amount on File
Deed Document Number2019142129
Deed Book / Page5616 / 1620
Prior Transfer DateNov 1, 2019
Prior Transfer Doc2019142129
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 1, 2019
Property Address2909 PRINCE OAK CT, SAINT CLOUD, FL 34769-6625
Document Number0056161620
Book / Page5616 / 1620
Map ReferenceMB 5 PG 6
Instrument DateOct 25, 2019
Instrument2019142129
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyGOLDEN KEY TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,064.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2909 PRINCE OAK CT, 2909, SAINT CLOUD, FL 34769-6625

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2909 PRINCE OAK CT, SAINT CLOUD, FL 34769-6625

Mortgage

Document Number0056161622
DateNov 1, 2019
Instrument5616/1622
Lender
NameCROSSCOUNTRY MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Prince Oak Ct was $3,290.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,290.00$201,100 Land $30,000 Building $171,100$201,100 Land $30,000 Building $171,100
2023$2,807.00 (+16.81%)$178,400 (+32.34%) Land $14,900 Building $163,500$178,400 (+32.34%) Land $14,900 Building $163,500
2022$2,403.00$134,800 Land $14,900 Building $119,900$134,800 Land $14,900 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2909 Prince Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Prince Oak Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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