Highlands County property record for 2903 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,402 sqft · built 1993 |
| Lot Size | 0.586 acres (25,535 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Apr 2025) |
| Tax Bill | $2,982 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026500100 |
| Primary APN | C044813026500100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,402 sqft Living Area |
| 1st Floor Area | 1,936 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,535 sqft (0.586 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Type | Finished |
| Garage Area | 596 sqft |
| Driveway | Driveway |
| Driveway Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 359 sqft |
| Porch | Open Porch |
| Porch Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044813026500100 |
|---|---|
| Street Address | 2903 MONZA DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE EST OF SEB UNIT 13 PB 9 PG 71 LOTS 10 + 11 BLK 265 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 265 |
| Legal Lot Number | 10-11 11 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 960503 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 115 LAKESIDE PARK DR, HENDERSONVILLE, TN 37075-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PURDUE FEDERAL CU |
| Sep 14, 2020 | Warranty Deed, Transfer · VA Mortgage CITYWIDE HOME LOANS |
| Jun 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage PURDUE FEDERAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2020 · Amount on Record |
| Deed Document Number | 2255586 |
| Deed Book / Page | 3112 / 1976 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2903 MONZA DR, SEBRING, FL 33872-2010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HEARTLAND TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0001971473 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 2733/1026 |
| Instrument | 1971473 |
| Name | PURDUE FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | WEST LAFAYETTE, IN 47906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 14, 2020 |
| Property Address | 2903 MONZA DR, SEBRING, FL 33872-2010 |
| Document Number | 0001998591 |
| Book / Page | 2772 / 1571 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 1998591 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3524 MULBERRY DR, 3524, LAFAYETTE, IN 47905-3959 |
| Name | Verified Name |
|---|---|
| Address | 2903 MONZA DR, SEBRING, FL 33872-2010 |
| Document Number | 0027721573 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2772/1573 |
| Name | CITYWIDE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 29, 2018 |
| Property Address | 2903 MONZA DR, SEBRING, FL 33872-2010 |
| Document Number | 0001902227 |
| Book / Page | 2643 / 0873 |
| Map Reference | MB9 PG71 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 1902227 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INS AGENCY C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2917 MONZA DR, 2917, SEBRING, FL 33872-2010 |
| Name | Verified Name |
|---|---|
| Address | 2903 MONZA DR, SEBRING, FL 33872-2010 |
| Document Number | 0001902228 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 1902228 |
| Name | PURDUE FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247,021 (+5.99%) | $313,315 (+1.76%) Land $56,050 Building $257,265 | |
| 2024 | $2,982.00 (+2.05%) | ||
| 2023 | $2,922.00 (+0.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $233,067 (+1.81%) | $307,888 (+12.46%) Land $47,500 Building $260,388 |
| 2022 | $2,919.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $228,929 | $273,783 Land $27,550 Building $246,233 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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