Highlands County property record for 2824 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,624 sqft · built 1995 |
| Lot Size | 0.289 acres (12,617 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jul 2022) |
| Tax Bill | $3,966 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026600590 |
| Primary APN | C044813026600590 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,624 sqft Living Area |
| 1st Floor Area | 2,213 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,617 sqft (0.289 acres) |
| Lot Dimensions | 125 ft deep x 101 ft wide |
| Garage Type | Finished |
| Garage Area | 494 sqft |
| Driveway | Driveway |
| Driveway Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 312 sqft |
| Patio Area | 80 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044813026600590 |
|---|---|
| Street Address | 2824 MONZA DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-7634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 59 BLK 266 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 266 |
| Legal Lot Number | 59 |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960503 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3810 SUNRISE DR, SEBRING, FL 33872-2071 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Oct 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2014 |
| Deed Document Number | 2103207 |
| Deed Book / Page | 2916 / 854 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 1, 2022 |
| Property Address | 2824 MONZA DR, SEBRING, FL 33872-7634 |
| Document Number | 0002103207 |
| Book / Page | 2916 / 854 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2103207 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2768 TREASURE CAY LN, 2768, SEBRING, FL 33875-4775 |
| Name | Verified Name |
|---|---|
| Address | 3810 SUNRISE DR, SEBRING, FL 33872-2071 |
| Document Number | 0002916856 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2916/856 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2824 MONZA DR, SEBRING, FL 33872-7634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001868511 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 2602/0491 |
| Instrument | 1868511 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,386 (+1.57%) Land $29,795 Building $234,591 | $264,386 (+1.57%) Land $29,795 Building $234,591 | |
| 2024 | $3,966.00 (+1.59%) | ||
| 2023 | $3,904.00 (+152.69%) | $260,311 (+95.5%) Land $25,250 Building $235,061 | $260,311 (+11.07%) Land $25,250 Building $235,061 |
| 2022 | $1,545.00 Homeowner's exemption Senior Citizen's exemption | $133,150 | $234,360 Land $14,645 Building $219,715 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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