Macon County property record for 2903 E Cardinal Dr, Decatur, IL 62526
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 900 sqft · built 1958 |
| Lot Size | 0.149 acres (6,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,500 (Sep 2013) |
| Tax Bill | $1,684 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-08-31-159-002 |
| Primary APN | 18-08-31-159-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,480 sqft (0.149 acres) |
| Lot Dimensions | 54 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Cooling System | Central |
|---|
| Account Number | 180831159002 |
|---|---|
| Street Address | 2903 E CARDINAL DR |
| City | DECATUR |
| State | IL |
| Zip | 62526-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | RESVY OF LOTS 1-191 LARKDALE ADDN LOT 16 96BK2662/135 120X54 |
| Legal Range | 03E |
| Legal Township | 17N |
| Legal Section | 31 |
| Legal Subdivision | LARKDALE ADDN |
| Legal Lot Number | 1-16 |
| Jurisdiction | MACON IL |
| Township / Civil Division | WHITMORE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2200 |
2903 E Cardinal Dr is owned and occupied by an individual who bought it in September 2013.
Source: Macon County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2903 E CARDINAL DR, DECATUR, IL 62526-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2013 · Amount on File |
| Deed Sale | Sep 25, 2013 · Amount on File |
| Prior Sale | Sep 1, 2013 · Amount on File |
| Deed Document Number | 20131862170 |
| Deed Book / Page | 4331 / 953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Apr 27, 2023 |
| Property Address | 2903 E CARDINAL DR, DECATUR, IL 62526-2208 |
| Document Number | 0004949/89 |
| Book / Page | 4949 / 89 |
| Map Reference | BK 300 PG 253 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2010325 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2903 E CARDINAL DR, DECATUR, IL 62526-2208 |
| Document Number | 0002010326 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2010326 |
| Name | FIRST STATE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Number | 004949/107 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 4949/107 |
| Instrument | 2010327 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2033 |
The 2025 property tax bill for 2903 E Cardinal Dr was $1,684 with a homeowner's exemption.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Whitmore Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,684.00 | $23,513 Land $4,812 Building $18,701 | $70,546 Land $14,437 Building $56,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2903 E Cardinal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2903 E Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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