2849 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2849 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,111 sqft · built 1959
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-31-158-014`

Property Details

APN / Parcel Number

Primary APN	`18-08-31-158-014`
Alternative APN	`08-31-158-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	1,111 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	180831158014
Street Address	2849 E CARDINAL DR
City	DECATUR
State	IL
Zip	62526-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RESVY OF LOTS 1-191 LARKDALE ADDN LOT 14 IRREG
Legal Range	03E
Legal Township	17N
Legal Section	31
Legal Subdivision	LARKDALE ADDN
Legal Lot Number	1-14
Jurisdiction	MACON IL
Township / Civil Division	WHITMORE
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

2849 E Cardinal Dr is owned and occupied by two individuals who acquired it in September 2024.

Source: Macon County records, as of June 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2849 E CARDINAL DR, DECATUR, IL 62526-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 25, 2024
Transfer Doc	2024R008825
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Mar 20, 2017
Property Address	2849 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	4551/965
Book / Page	4551 / 965
Map Reference	PL 300 PG 253
Instrument Date	Mar 17, 2017
Instrument	1916551
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2849 E CARDINAL DR, DECATUR, IL 62526-2206

Mortgage

Document Number	4551/967
Date	Mar 20, 2017
Book Page	4551/967
Instrument	1916552

Lender

Name	SOY CAPITAL BANK & TRUST CO
Type	Bank
Address	DECATUR, IL 62523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2849 E Cardinal Dr was $2,377 with a homeowner's exemption, up 101.4% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Whitmore Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 (+101.44%) Homeowner's exemption	$24,719 (+8.32%) Land $4,812 Building $19,907	$74,164 (+8.32%) Land $14,437 Building $59,727
2024	$1,180.00	$22,820 Land $4,442 Building $18,378	$68,467 Land $13,327 Building $55,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2849 E Cardinal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2849 E Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20