Bay County property record for 2720 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1991 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Owner Name on File |
| Last Sale | $105,000 (Apr 2005) |
| Tax Bill | $444 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15770-030-000 |
| Primary APN | 15770-030-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 1,108 sqft |
| 1st Floor Area | 1,040 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Porch | Porch |
| Porch Area | 68 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2720 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC09 |
| Legal Description | DOTY SUBD MAP 118B3 LOT 2 BLK D ORB 2046 P 400 OLRB 2115 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | DOTY SUB |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 1700 |
The current owner of 2720 E 8th St bought it in April 2005.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2720 E 8TH ST, PANAMA CITY, FL 32401-5103 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2005 · Amount on File |
| Deed Sale | Apr 29, 2005 · Amount on File |
| Prior Sale | Oct 31, 2003 · Amount on File |
| Deed Document Number | 2005-033353 |
| Deed Book / Page | 2601 / 1082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2720 E 8TH ST, PANAMA CITY, FL 32401-5103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | CORNERSTONE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2720 E 8TH ST, PANAMA CITY, FL 32401-5103 |
| Document Number | 0045842154 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 4584/2154 |
| Instrument | 2022050426 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2720 E 8TH ST, PANAMA CITY, FL 32401-5103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2720 E 8TH ST, PANAMA CITY, FL 32401-5103 |
| Document Number | 0043121272 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 4312/1272 |
| Instrument | 2020069502 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 2720 E 8th St was $444 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $444.00 Homeowner's exemption | $59,375 | $67,503 Land $14,462 Building $53,041 |
| 2023 | $624.00 (-8.37%) Homeowner's exemption | $56,021 (+3%) | $60,574 (+9.26%) Land $9,790 Building $50,784 |
| 2022 | $681.00 Homeowner's exemption | $54,389 | $55,440 Land $9,122 Building $46,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2720 E 8th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2720 E 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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