2902 W Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 2902 W Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2015
Lot Size	0.185 acres (8,061 sqft)
Owner	2 Individual Names on File
Last Sale	$280,500 (Oct 2021)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A342030`

Property Details

APN / Parcel Number

Primary APN	`000A342030`
Alternative APNs	`03-1031-25-3-09-01-0000` `R619412` `A34203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,061 sqft (0.185 acres)
View / Lot	Neighborhood / Spot
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2902 W COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 5TH FILING (15), S25, T01 N, R24 E, BLOCK 7, LOT 1
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 5TH FILING (15)
Legal Block	7
Legal Lot Number	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2091
Census Tract	1403

Owner

2902 W Copper Ridge Loop is owned and occupied by two individuals who bought it in October 2021.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2902 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP
Oct 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 1, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Jul 27, 2017	Loan Modification, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Dec 8, 2015 · Amount on File
Deed Document Number	20213993068
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0003898656
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 8, 2021
Property Address	2902 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003993068
Map Reference	DOC 3698744
Instrument Date	Oct 8, 2021
Instrument	3993068
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2902 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003993069
Date	Oct 8, 2021
Instrument	3993069

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 7, 2019
Property Address	2902 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003898656
Instrument Date	Oct 4, 2019
Instrument	3898656
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W COPPER RIDGE LOOP BILLINGS MT 591062673, BILLINGS, MT 59106-2673

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2902 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003868705
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003868705
Date	Nov 20, 2018
Instrument	3868705

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2902 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003821605
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003821605
Date	Aug 1, 2017
Instrument	3821605

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2902 W Copper Ridge Loop was $2,848, down 22.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,800 (-) Land $76,630 Building $317,170	$393,800 (-) Land $76,630 Building $317,170
2025	$2,848.00 (-22.46%)	$393,800 Land $76,630 Building $317,170	$393,800 Land $76,630 Building $317,170
2024	$3,673.00 (+18.98%)
2023	$3,087.00	$346,000	$346,000 Land $66,137 Building $279,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 W Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 W Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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