2918 W Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 2918 W Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,916 sqft · built 2017
Lot Size	0.25 acres (10,867 sqft)
Owner	Individual Name on File
Last Sale	$456,520 (Sep 2026)
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`000A353540`

Property Details

APN / Parcel Number

Primary APN	`000A353540`
Alternative APNs	`03-1031-25-3-09-09-0000` `R808289` `A35354`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,916 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,533 sqft
Basement Area	1,545 sqft
Finished Basement	1,383 sqft
Unfinished Basement	162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,867 sqft (0.25 acres)
View / Lot	Neighborhood / Spot
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2918 W COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 5TH FILING (15), S25, T01 N, R24 E, BLOCK 7, LOT 5
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 5TH FILING (15)
Legal Block	7
Legal Lot Number	5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2091
Census Tract	1403

Owner

2918 W Copper Ridge Loop is owned and occupied by an individual who bought it in September 2026.

Source: Yellowstone County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 1, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Apr 9, 2018	Warranty Deed, Transfer AMERICAN TITLE COMPANY
Apr 9, 2018	Quit Claim Deed, Subdivision Related Transfer US BANK NA
Dec 5, 2017	Loan Modification, Mortgage YELLOWSTONE BK
Jul 27, 2017	Loan Modification, Mortgage STOCKMAN BK/MT
Apr 7, 2017	Trustee's Deed, Construction Loan · Line of Credit YELLOWSTONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Apr 29, 2016
Deed Document Number	20264146522
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	0003845825
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 15, 2026
Property Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0004146522
Instrument Date	Sep 14, 2026
Instrument	20264146522
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004146522,
Date	Sep 15, 2026
Instrument	20264146522

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003929435
Date	Jul 28, 2020
Instrument	3929435

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003868705
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003868705
Date	Nov 20, 2018
Instrument	3868705

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 9, 2018
Property Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003845824
Instrument Date	Apr 6, 2018
Instrument	3845824
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1941 MULBERRY DR BILLINGS MT 591020603, BILLINGS, MT 59102-0603

April 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 9, 2018
Property Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003845825
Instrument Date	Apr 6, 2018
Instrument	000003845825
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003845826
Date	Apr 9, 2018
Instrument	000003845826

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003835552
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 MULBERRY DR BILLINGS MT 591020603, BILLINGS, MT 59102-0603

Mortgage

Document Number	0003835552
Date	Dec 7, 2017
Instrument	3835552

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59106-1027

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 6, 2018

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003821605
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003821605
Date	Aug 1, 2017
Instrument	3821605

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 7, 2017
Property Address	2918 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Instrument Date	Apr 4, 2017
Instrument	3810470
Transaction Type	Construction Loan
Record Updated	Apr 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 MULBERRY DR BILLINGS MT 591020603, BILLINGS, MT 59102-0603

Mortgage

Document Number	0003810470
Date	Apr 7, 2017
Instrument	3810470

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59106-1027

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 6, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2918 W Copper Ridge Loop was $4,555, down 12.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,800 (-) Land $88,179 Building $503,621	$591,800 (-) Land $88,179 Building $503,621
2025	$4,555.00 (-12.49%)	$591,800 Land $88,179 Building $503,621	$591,800 Land $88,179 Building $503,621
2024	$5,205.00 (+14.7%)
2023	$4,538.00	$508,600	$508,600 Land $70,419 Building $438,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2918 W Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2918 W Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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