2902 Loma St, Silver Spring, MD 20910 Property Records

Montgomery County property record for 2902 Loma St, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,050 sqft · built 1953
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Mar 2015)
Tax Bill	$7,098 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00994793`

Property Details

APN / Parcel Number

Primary APN	`13-00994793`
Alternative APN	`00994793`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,050 sqft Living Area
1st Floor Area	900 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,650 sqft (0.176 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00994793
Street Address	2902 LOMA ST
City	SILVER SPRING
State	MD
Zip	20910-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CAPITAL VIEW PARK
Legal Subdivision	CAP VIEW PARK
Legal Block	25
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2002
Census Tract	704000

Owner

2902 Loma St is owned and occupied by two individuals who bought it in March 2015.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2902 LOMA ST, SILVER SPRING, MD 20910-1053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2015 · Amount on File
Deed Sale	Mar 24, 2015 · Amount on File
Prior Sale	Sep 30, 2014 · Amount on File
Deed Book / Page	50001 / 282
Prior Transfer Date	Aug 15, 2007
Prior Transfer Doc	0348940560
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2902 LOMA ST, SILVER SPRING, MD 20910-1053
Document Number	0610580054
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2902 LOMA ST SILVER SPRING MD 209101053, SILVER SPRING, MD 20910-1053

Mortgage

Document Number	0610580054
Date	Nov 10, 2020
Book Page	061058/000054

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2902 Loma St was $7,098, down 4.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,600 (+3.86%)	$659,200 (-) Land $288,700 Building $370,500
2025	$7,098.00 (-4.55%)	$612,000	$659,200 Land $288,700 Building $370,500
2024	$7,436.00
2023		$567,200	$588,400 Land $288,700 Building $299,700
2022	$5,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 Loma St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 Loma St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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