2706 Loma St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 2706 Loma St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,191 sqft · built 1955
Lot Size	0.223 acres (9,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Dec 2025)
Tax Bill	$7,310 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01104318`

Property Details

APN / Parcel Number

Primary APN	`13-01104318`
Alternative APN	`01104318`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,191 sqft Living Area
Gross Area	2,587 sqft
1st Floor Area	1,168 sqft
Basement Area	435 sqft
Finished Basement	435 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,700 sqft (0.223 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01104318
Street Address	2706 LOMA ST
City	SILVER SPRING
State	MD
Zip	20902-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CARROLL KNOLLS
Legal Subdivision	CARROLL KNOLLS OSTROWS SUB
Legal Block	RR
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2009
Census Tract	704000

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2706 LOMA ST, SILVER SPRING, MD 20902-4844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed, Transfer · Conventional Mortgage NAVY FCU
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Dec 6, 2004 · Amount on Record
Deed Book / Page	69895 / 260
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 3, 2025
Property Address	2706 LOMA ST, SILVER SPRING, MD 20902-4844
Document Number	0698950260
Book / Page	69895 / 260
Map Reference	MB 47 PL 3595
Instrument Date	Dec 1, 2025
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2706 LOMA ST, SILVER SPRING, MD 20902-4844

Mortgage

Document Number	0069895267
Date	Dec 3, 2025
Instrument	69895/267

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2706 LOMA ST, SILVER SPRING, MD 20902-4844
Document Number	0556520453
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 LOMA ST SILVER SPRING MD 209024844, SILVER SPRING, MD 20902-4844

Mortgage

Document Number	0556520453
Date	Feb 14, 2018
Book Page	055652/000453

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,200 (+3.78%)	$606,500 (-) Land $299,400 Building $307,100
2025	$7,310.00 (+25.71%)	$563,900 (+5.1%)	$606,500 (+11.78%) Land $299,400 Building $307,100
2023		$536,533	$542,600 Land $274,400 Building $268,200
2022	$5,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Loma St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures