2902 Derven Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2902 Derven Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,558 sqft · built 1978
Lot Size	0.345 acres (15,046 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2018)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Mortgage
APN	`03-8.0-34-002-002-027.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-002-002-027.000`

Interior

Building Area	1,558 sqft Base Area
1st Floor Area	1,558 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	15,046 sqft (0.345 acres)
Lot Dimensions	132 ft deep x 113 ft wide

Location & Zoning

Street Address	2902 DERVEN CT
City	SAINT JOSEPH
State	MO
Zip	64506-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:NORTHRIDGE ESTATES PLAT 2 LOT:64 BLK:LGL DESC:EX E 26.85' TO MCCLURE
Legal Subdivision	NORTHRIDGE ESTATES PLAT 2
Legal Lot Number	64
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	200

Owner

Source: Buchanan County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2902 DERVEN CT, SAINT JOSEPH, MO 64506-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED CONSUMERS CU
Sep 13, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	20188431
Deed Book / Page	3705 / 479
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2902 DERVEN CT, SAINT JOSEPH, MO 64506-1335
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 DERVEN CT, SAINT JOSEPH, MO 64506-1335

Mortgage

Document Number	003756/774
Date	Dec 16, 2020
Book Page	3756/774
Instrument	2020011969

Lender

Name	UNITED CONSUMERS CU
Type	Credit Union
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 13, 2018
Property Address	2902 DERVEN CT, SAINT JOSEPH, MO 64506-1335
Document Number	003705/479
Book / Page	3705 / 479
Map Reference	BK 1494 PG 413
Instrument Date	Sep 12, 2017
Instrument	2018008431
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 DERVEN CT, SAINT JOSEPH, MO 64506-1335

Mortgage

Document Number	003705/481
Date	Sep 13, 2018
Book Page	3705/481
Instrument	2018008432

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00	$29,220 (+8.14%) Land $4,280 Building $24,940	$153,760 (+8.13%) Land $22,500 Building $131,260
2024	$2,092.00 (+17.99%)
2023	$1,773.00 (-0.67%)	$27,020 (-) Land $4,280 Building $22,740	$142,200 (-) Land $22,500 Building $119,700
2022	$1,785.00	$27,020 Land $4,280 Building $22,740
2021			$142,200 Land $22,500 Building $119,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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