2901 Derven Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2901 Derven Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,978 sqft · built 1977
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,758 (Aug 2024)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Aug 2015 Mortgage Aug 2024 Mortgage + 2 more
APN	`03-8.0-34-002-002-032.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-002-002-032.000`

Interior

Building Area	1,978 sqft Base Area
1st Floor Area	1,978 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	146 ft deep x 118 ft wide

Location & Zoning

Street Address	2901 DERVEN CT
City	SAINT JOSEPH
State	MO
Zip	64506-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:NORTHRIDGE ESTATES PLAT 2 LOT:59 BLK:LGL DESC:
Legal Subdivision	NORTHRIDGE ESTATES PLAT 2
Legal Lot Number	59
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2015	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY AMERICA CU
Aug 2, 2024	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jun 19, 2019	Warranty Deed, Transfer
May 24, 2005	Joint Tenancy Deed, Transfer COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Jun 19, 2019
Deed Document Number	20245949
Deed Book / Page	3799 / 523
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	0000005016
Record Updated	Sep 20, 2026

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015008019
Date	Aug 5, 2015
Instrument	2015008019

Lender

Name	COMMUNITY AMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2040

Interest

Rate Type	Fixed Rate

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 2, 2024
Property Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335
Document Number	003799/523
Book / Page	3799 / 523
Instrument Date	Aug 1, 2024
Instrument	2024005949
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335

Mortgage

Document Number	2024005950
Date	Aug 2, 2024
Instrument	2024005950

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 19, 2019
Property Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335
Document Number	003738/595
Book / Page	3738 / 595
Map Reference	PL 2
Instrument Date	Jun 14, 2019
Instrument	2019005016
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335

May 2005: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 24, 2005
Property Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335
Document Number	02796/0436
Book / Page	2796 / 0436
Instrument Date	May 20, 2005
Instrument	2005007856
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HALL ABSTRACT & TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2901 DERVEN CT, SAINT JOSEPH, MO 64506-1335

Mortgage

Document Number	2005007858
Date	May 24, 2005
Instrument	2005007858

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	02796/0438
Date	May 24, 2005
Book Page	2796/0438
Instrument	2005007857

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2020

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00	$38,410 (+9.37%) Land $4,280 Building $34,130	$202,110 (+9.37%) Land $22,500 Building $179,610
2024	$2,743.00 (+19.36%)
2023	$2,298.00 (-0.65%)	$35,120 (-) Land $4,280 Building $30,840	$184,800 (-) Land $22,500 Building $162,300
2022	$2,313.00	$35,120 Land $4,280 Building $30,840
2021			$184,800 Land $22,500 Building $162,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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