2901 Spring Oak Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2901 Spring Oak Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,320 sqft · built 1998
Lot Size	6.33 acres (275,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (Jul 2023)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-4.0-20.0-0-000-009.23`

Property Details

APN / Parcel Number

Primary APN	`22-4.0-20.0-0-000-009.23`
Alternative APN	`2240200 00923`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	275,735 sqft
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	112 sqft
Patio Area	236 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2901 SPRING OAK DR
City	FESTUS
State	MO
Zip	63028-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	SPRING OAK FARMS LOT 23
Legal Range	6E
Legal Township	39N
Legal Section	20
Legal Subdivision	SPRING OAK FARMS
Legal Block	2
Legal Lot Number	23
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2028
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2901 SPRING OAK DR, FESTUS, MO 63028-5908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Dec 17, 2020	Deed of Trust, Mortgage GOODMORTGAGE.COM
Sep 30, 2019	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	202316459
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 7, 2023
Property Address	2901 SPRING OAK DR, FESTUS, MO 63028-5908
Document Number	0000016459
Map Reference	MB 153 PG 1A&2
Instrument Date	Jul 6, 2023
Instrument	2023R-016459
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000016460
Date	Jul 7, 2023
Instrument	2023R-016460

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2901 SPRING OAK DR, FESTUS, MO 63028-5908
Document Number	0000001297
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2901 SPRING OAK DR FESTUS MO 630285908, FESTUS, MO 63028-5908

Mortgage

Document Number	0000001297
Date	Jan 11, 2021
Instrument	1297

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 30, 2019
Property Address	2901 SPRING OAK DR, FESTUS, MO 63028-5908
Document Number	0000030056
Instrument Date	Sep 26, 2019
Instrument	30056
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	US TITLE-MAIN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2901 SPRING OAK DR FESTUS MO 630285908, FESTUS, MO 63028-5908

Mortgage

Document Number	30057
Date	Sep 30, 2019
Instrument	30057

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,100 (-) Land $3,700 Building $36,400	$211,100 (-) Land $19,300 Building $191,800
2025	$2,456.00 (+7.34%)	$40,100 (+8.67%) Land $3,700 Building $36,400	$211,100 (-) Land $19,300 Building $191,800
2024	$2,288.00 (+0.09%)		$211,100 (+8.87%) Land $19,300 Building $191,800
2023	$2,286.00 (+12.11%)	$36,900 (+12.16%) Land $3,700 Building $33,200	$193,900 (+11.95%) Land $19,300 Building $174,600
2022	$2,039.00	$32,900 Land $3,700 Building $29,200
2021			$173,200 Land $19,300 Building $153,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Lightwave Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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