2950 Spring Oak Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2950 Spring Oak Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,464 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,500 (Nov 2006)
Tax Bill	$3,352 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-4.0-20.0-0-000-009.05`

Property Details

APN / Parcel Number

Primary APN	`22-4.0-20.0-0-000-009.05`
Alternative APN	`2240200 00905`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,464 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	2,464 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	986 sqft
Porch	Open Frame Porch
Porch Area	180 sqft
Patio Area	1,088 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2950 SPRING OAK DR
City	FESTUS
State	MO
Zip	63028-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	SPRING OAK FARMS LOT 5
Legal Range	6E
Legal Township	39N
Legal Section	20
Legal Subdivision	SPRING OAK FARMS
Legal Block	2
Legal Lot Number	5
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2028
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2950 SPRING OAK DR, FESTUS, MO 63028-5907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BLOOMSDALE
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BLOOMSDALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2006 · Amount on Record
Deed Sale	Nov 13, 2006 · Amount on Record
Deed Document Number	200655424
Prior Transfer Date	Oct 4, 2006
Prior Transfer Doc	0000055424
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2950 SPRING OAK DR, FESTUS, MO 63028-5907
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035689
Date	Nov 9, 2017
Instrument	2017R-035689

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	BLOOMSDALE, MO 63627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2950 SPRING OAK DR, FESTUS, MO 63028-5907
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039128
Date	Oct 16, 2020
Instrument	2020R-039128

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	CRYSTAL CITY, MO 63019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,700 (-) Land $3,400 Building $54,300	$304,000 (-) Land $18,000 Building $286,000
2025	$3,352.00 (+1.06%)	$57,700 (+7.85%) Land $3,400 Building $54,300	$304,000 (-) Land $18,000 Building $286,000
2024	$3,317.00 (+0.06%)		$304,000 (+7.84%) Land $18,000 Building $286,000
2023	$3,315.00	$53,500 Land $3,400 Building $50,100	$281,900 Land $18,000 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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