2901 Melville Loop, Laredo, TX 78041 Property Records

Webb County property record for 2901 Melville Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	3,259 sqft · built 2012
Lot Size	0.308 acres (13,407 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Oct 2018)
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987-25002-090`

Property Details

APN / Parcel Number

Primary APN	`987-25002-090`
Alternative APN	`364085`

Interior

Stories	1 Story
Building Area	3,259 sqft Living Area
1st Floor Area	3,259 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Roof Type	Flat
Lot Area	13,407 sqft (0.308 acres)
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	525 sqft
Porch	Open Porch
Porch Area	718 sqft

Location & Zoning

Street Address	2901 MELVILLE LOOP
City	LAREDO
State	TX
Zip	78041-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	D & J ALEXANDER, BLOCK 2, LOT 9, UNIT IX
Legal Subdivision	D & J ALEXANDER 9
Legal Block	2
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3000
Census Tract	1602

Owner

2901 Melville Loop is owned and occupied by two individuals who bought it in October 2018.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2901 MELVILLE LOOP, LAREDO, TX 78041-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · ARM INTERNATIONAL BANK OF COMMERCE
Oct 2, 2018	Vendor's Lien, Transfer · Seller Carry-Back CARMEN PALOS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Deed Document Number	20181341098
Deed Book / Page	4486 / 585
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	004486/585
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2901 MELVILLE LOOP, LAREDO, TX 78041-2040
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4529/704
Date	Jan 2, 2019
Book Page	4529/704
Instrument	1348668

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	MCALLEN, TX 78501

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Margin	3
Max Rate	9.25%

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 2, 2018
Property Address	2901 MELVILLE LOOP, LAREDO, TX 78041-2040
Document Number	004486/585
Book / Page	4486 / 585
Map Reference	VOL 27 PG 57&58
Instrument Date	Sep 28, 2018
Instrument	1341098
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 MELVILLE LOOP, LAREDO, TX 78041-2040

Mortgage

Document Number	0001341099
Date	Oct 2, 2018
Instrument	1341099

Lender

Name	CARMEN PALOS
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	11 Months
Due	Sep 28, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 2901 Melville Loop was $3,000 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,190 (+1%)	$660,000 (-) Land $207,809 Building $452,191
2025	$3,000.00 (-11.27%) Homeowner's exemption	$592,900	$660,000
2024	$3,381.00
2023		$490,000 Land $150,024 Building $339,976	$490,000 Land $150,024 Building $339,976
2022	$3,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2901 Melville Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2901 Melville Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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