2812 Melville Loop, Laredo, TX 78041 Property Records

Webb County property record for 2812 Melville Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	3,675 sqft · built 2009
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on File
Last Sale	$260,800 (May 2017)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987-25002-060`

Property Details

APN / Parcel Number

Primary APN	`987-25002-060`
Alternative APN	`364082`

Interior

Stories	1 Story
Building Area	3,675 sqft Living Area
1st Floor Area	3,675 sqft
Utility Area	192 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Roof Type	Flat
Lot Area	10,400 sqft (0.239 acres)
Garage Type	Carport
Garage Area	1,001 sqft
Carport	Carport
Carport Area	1,001 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Location & Zoning

Street Address	2812 MELVILLE LOOP
City	LAREDO
State	TX
Zip	78041-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	D & J ALEXANDER, BLOCK 2, LOT 6, UNIT IX
Legal Subdivision	D & J ALEXANDER 9
Legal Block	2
Legal Lot Number	6
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3000
Census Tract	1602

Owner

2812 Melville Loop is owned and occupied by an individual who bought it in May 2017.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2812 MELVILLE LOOP, LAREDO, TX 78041-2051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 2, 2017	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Deed Document Number	20171296111
Deed Book / Page	4229 / 803
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	004229/803
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2812 MELVILLE LOOP, LAREDO, TX 78041-2051
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4965/458
Date	Mar 1, 2021
Book Page	4965/458
Instrument	1419915

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 2, 2017
Property Address	2812 MELVILLE LOOP, LAREDO, TX 78041-2051
Document Number	004229/803
Book / Page	4229 / 803
Map Reference	VOL 27 PG 57&58
Instrument Date	Apr 28, 2017
Instrument	1296111
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 MELVILLE LOOP, LAREDO, TX 78041-2051

Mortgage

Document Number	0001296112
Date	May 2, 2017
Instrument	1296112

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2812 Melville Loop was $2,617 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,586 (+5.47%) Land $161,512 Building $384,074	$545,586 (-0.64%) Land $161,512 Building $384,074
2025	$2,617.00 (-11.29%) Homeowner's exemption	$517,289	$549,101
2024	$2,950.00
2023		$427,512 Land $116,688 Building $310,824	$427,512 Land $116,688 Building $310,824
2022	$2,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2812 Melville Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 Melville Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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