2901 Cliff Dr, Fort Smith, AR 72901 Property Records

Sebastian County property record for 2901 Cliff Dr, Fort Smith, AR 72901

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,703 sqft · built 1994
Lot Size	2.14 acres (93,610 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Mar 1999)
Tax Bill	$8,281 (2026)
Deeds & Mortgages	Jul 2026 Construction Loan Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16953-0004-00000-00`

Property Details

APN / Parcel Number

Primary APN	`16953-0004-00000-00`
Alternative APN	`43560`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,703 sqft Living Area
Gross Area	6,432 sqft
1st Floor Area	3,703 sqft
Basement Area	1,879 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	93,610 sqft
Garage Type	Attached
Garage Area	850 sqft
Driveway	Concrete Driveway
Driveway Area	6,630 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,319 sqft
Deck Area	655 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43560
Street Address	2901 CLIFF DR
City	FORT SMITH
State	AR
Zip	72901-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4
Legal Range	32
Legal Township	08
Legal Section	27
Legal Subdivision	SEBASTIAN WOODS
Legal Block	3
Legal Lot Number	4
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3007
Census Tract	1201

Owner

2901 Cliff Dr is owned by two individuals who bought it in March 1999.

Source: Sebastian County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9209 RA YOUNG JR DR, FORT SMITH, AR 72916-5026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Feb 21, 2023	Warranty Deed, Transfer NOT AVAILABLE, MARTIN LAND & TITLE CO AGENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 1999 · Amount on File
Deed Sale	Mar 18, 1999 · Amount on File
Prior Sale	Jan 10, 1992 · Amount on File
Deed Book / Page	678 / 1345
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Recording Date	Jul 1, 2026
Property Address	2901 CLIFF DR, FORT SMITH, AR 72901-7710
Document Number	0000013077
Instrument Date	Jun 24, 2026
Instrument	202613077
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 CLIFF DR, FORT SMITH, AR 72901-7710

Mortgage

Document Number	0000013077,
Date	Jul 1, 2026
Instrument	202613077

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 24, 2027

Interest

Rate	6.53%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2901 CLIFF DR, FORT SMITH, AR 72901-7710
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 CLIFF DR, FORT SMITH, AR 72901-7710

Mortgage

Document Number	2024F05264
Date	Mar 22, 2024
Instrument	2024F-05264

Lender

Name	CADENCE BANK NA
Type	Bank
Address	FORT SMITH, AR 72901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Feb 21, 2023
Property Address	2901 CLIFF DR, FORT SMITH, AR 72901-7710
Document Number	2023F03480
Instrument Date	Feb 15, 2023
Instrument	2023F-03480
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	NOT AVAILABLE, MARTIN LAND & TITLE CO AGENT

Transaction

Amount	Amount on Record
Tax	$1,412.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11600 WINDSONG WAY, FORT SMITH, AR 72916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9209 RA YOUNG JR DR, FORT SMITH, AR 72916-5026

Tax Assessment & Valuation

The 2026 property tax bill for 2901 Cliff Dr was $8,281.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,281.00	$186,671 (-) Land $29,000 Building $157,671	$933,355 (-) Land $145,000 Building $788,355
2025	$8,281.00	$186,671 Land $29,000 Building $157,671	$933,355 Land $145,000 Building $788,355
2023	$6,681.00 Homeowner's exemption	$129,660 Land $29,000 Building $100,660	$648,300 Land $145,000 Building $503,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2901 Cliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2901 Cliff Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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