2900 Whitby St, Prosper, TX 75078 Property Records

Collin County property record for 2900 Whitby St, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,337 sqft · built 2020
Lot Size	0.291 acres (12,659 sqft)
Owner	2 Individual Names on File
Last Sale	$616,300 (Aug 2021)
Tax Bill	$13,383 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12200-00B-0590-1`

Property Details

APN / Parcel Number

Primary APN	`R-12200-00B-0590-1`
Alternative APNs	`000002823423` `2823423`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,337 sqft Living Area
Gross Area	4,195 sqft
1st Floor Area	2,305 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Lot Area	12,659 sqft (0.291 acres)
Garage Type	Attached
Garage Area	647 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2900 WHITBY ST
City	PROSPER
State	TX
Zip	75078-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD PHASE 3, BLK B, LOT 59
Legal Subdivision	LAKEWOOD PHASE 3 (CPR)
Legal Block	B
Legal Lot Number	59
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3000
Census Tract	30302

Owner

2900 Whitby St is owned and occupied by two individuals who bought it in August 2021.

Source: Collin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2900 WHITBY ST, PROSPER, TX 75078-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Aug 16, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Oct 9, 2020 · Amount on File
Deed Document Number	20211651130
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Oct 9, 2026
Property Address	2900 WHITBY ST, PROSPER, TX 75078-2613
Document Number	0000135836
Instrument Date	Oct 3, 2026
Instrument	2026135836
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135836,
Date	Oct 9, 2026
Instrument	2026135836

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2036

Interest

Max Rate	-1%

August 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 16, 2021
Property Address	2900 WHITBY ST, PROSPER, TX 75078-2613
Document Number	0001651130
Map Reference	DOC 2020-615
Instrument Date	Aug 16, 2021
Instrument	20210816001651130
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 DALLAS PKWY STE 460, 460, PLANO, TX 75093-4381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 WHITBY ST, PROSPER, TX 75078-2613

Mortgage

Document Number	0001651140
Date	Aug 16, 2021
Instrument	20210816001651140

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2900 Whitby St was $13,383 with a homeowner's exemption, up 5% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,383.00 (+5.01%) Homeowner's exemption	$822,558 Land $230,000 Building $631,362	$861,362 Land $230,000 Building $631,362
2024	$12,745.00
2023		$692,582 Land $192,500 Building $500,082	$692,582 Land $192,500 Building $500,082
2022	$12,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2900 Whitby St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2900 Whitby St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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