2940 Whitby St, Prosper, TX 75078 Property Records

Collin County property record for 2940 Whitby St, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,084 sqft · built 2021
Lot Size	0.164 acres (7,135 sqft)
Owner	2 Individual Names on File
Last Sale	$552,200 (Oct 2021)
Tax Bill	$12,677 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-12200-00B-0550-1`

Property Details

APN / Parcel Number

Primary APN	`R-12200-00B-0550-1`
Alternative APNs	`000002823419` `2823419`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,855 sqft
1st Floor Area	2,233 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,135 sqft (0.164 acres)
Garage Type	Attached
Garage Area	445 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2940 WHITBY ST
City	PROSPER
State	TX
Zip	75078-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD PHASE 3, BLK B, LOT 55
Legal Subdivision	LAKEWOOD PHASE 3 (CPR)
Legal Block	B
Legal Lot Number	55
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3000
Census Tract	30302

Owner

2940 Whitby St is owned and occupied by two individuals who bought it in October 2021.

Source: Collin County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2940 WHITBY ST, PROSPER, TX 75078-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Oct 15, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Document Number	20212110240
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	May 13, 2026
Property Address	2940 WHITBY ST, PROSPER, TX 75078-2613
Document Number	2026000063622
Instrument Date	May 8, 2026
Instrument	202663622
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 WHITBY ST, PROSPER, TX 75078-2613

Mortgage

Document Number	0000063622,
Date	May 13, 2026
Instrument	202663622

Lender

Name	CREDIT UNION ONE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 5, 2046

Interest

Rate	6.37%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2940 WHITBY ST, PROSPER, TX 75078-2613
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000025010
Date	Mar 4, 2024
Instrument	2024000025010

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2940 WHITBY ST, PROSPER, TX 75078-2613
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000012352
Date	Feb 2, 2024
Instrument	2024000012352

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	224 Months
Due	Oct 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 15, 2021
Property Address	2940 WHITBY ST, PROSPER, TX 75078-2613
Document Number	0002110240
Map Reference	DOC 2020-615
Instrument Date	Oct 14, 2021
Instrument	20211015002110240
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 WHITBY ST, PROSPER, TX 75078-2613

Mortgage

Document Number	0002110250
Date	Oct 15, 2021
Instrument	20211015002110250

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2940 Whitby St was $12,677 with a homeowner's exemption, up 5% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,677.00 (+4.98%) Homeowner's exemption	$783,101 Land $200,000 Building $594,842	$794,842 Land $200,000 Building $594,842
2024	$12,076.00
2023		$647,191 Land $175,000 Building $472,191	$647,191 Land $175,000 Building $472,191
2022	$12,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2940 Whitby St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2940 Whitby St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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