Bell County property record for 2900 Retama Dr, Kempner, TX 76539
| Property Type | Single Family Home |
|---|---|
| Details | 1,945 sqft · built 2001 |
| Lot Size | 0.914 acres (39,857 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,028 (2022) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0433310639 |
| Primary APN | 0433310639 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,945 sqft Living Area |
| 1st Floor Area | 1,945 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,857 sqft (0.914 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 184 sqft |
| Canopy | 400 sqft |
| Storage Building | 80 sqft |
| Account Number | 800020 |
|---|---|
| Street Address | 2900 RETAMA DR |
| City | KEMPNER |
| State | TX |
| Zip | 76539-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELLS RANCH PHASE 1, BLOCK 001, LOT 0014, ACRES .915 |
| Legal Subdivision | WELLS RANCH PHASE 1 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTHWEST BELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 23301 |
2900 Retama Dr is owner-occupied and held in a trust since August 2015.
Source: Bell County records, as of November 9, 2023
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2900 TETAMA DR, KEMPNER, TX 76539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 21, 2018 | Deed of Trust, Mortgage SMI LNDG |
| Aug 21, 2018 | Deed of Trust, Mortgage · VA Mortgage SMI LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 10, 2015 |
| Transfer Doc | 0000030416 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2900 RETAMA DR, KEMPNER, TX 76539-5026 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026971 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021026971 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2900 RETAMA DR, KEMPNER, TX 76539-5026 |
| Document Number | 0000036615 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2900 RETAMA DR KEMPNER TX 765395026, KEMPNER, TX 76539-5026 |
| Document Number | 0000036615 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 010578/000244 |
| Instrument | 36615 |
| Name | SMI LNDG |
|---|---|
| Address | DALLAS, TX 75244 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2900 RETAMA DR, KEMPNER, TX 76539-5026 |
| Document Number | 0000041869 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2900 RETAMA DR KEMPNER TX 765395026, KEMPNER, TX 76539-5026 |
| Document Number | 0000041869 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 010616/000071 |
| Instrument | 41869 |
| Name | SMI LNDG |
|---|---|
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2048 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Copperas Cove Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $334,344 Land $30,000 Building $304,344 | $334,344 Land $30,000 Building $304,344 | |
| 2022 | $1,028.00 (-5.34%) | ||
| 2021 | $1,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2900 Retama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2900 Retama Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEMPNER WSC serves 17,721 people · EPA ID TX1410028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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