2878 Retama Dr, Kempner, TX 76539 Property Records

Bell County property record for 2878 Retama Dr, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,627 sqft · built 1997
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on Record
Tax Bill	$979 (2022)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0433310630`

Property Details

APN / Parcel Number

Primary APN	`0433310630`
Alternative APNs	`171414` `874007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	97,139 sqft (2.23 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	874007
Street Address	2878 RETAMA DR
City	KEMPNER
State	TX
Zip	76539-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLS RANCH PHASE 1, BLOCK 001, LOT 11, PT 10, (S PT OF 10, 155.89' X 409.83' X 564.81'), ACRES 2.230 (S PT OF 10, 155.89' X
Legal Subdivision	WELLS RANCH PHASE 1
Legal Block	1
Legal Lot Number	11,10
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2015
Census Tract	23301

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2878 RETAMA DR, KEMPNER, TX 76539-5023
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020
Deed Sale	Apr 14, 2020
Prior Sale	May 22, 1998
Deed Document Number	2020-00017626
Record Updated	Jun 7, 2026

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 14, 2020
Property Address	2878 RETAMA DR, KEMPNER, TX 76539-5023
Document Number	0000017626
Map Reference	CAB C SL 69-D
Instrument Date	Apr 10, 2020
Instrument	2020-00017626
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2878 MIMOSA DR, 2878, KEMPNER, TX 76539-6934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 DEIDRIS DR, KILLEEN, TX 76542

Mortgage

Document Number	0000017627
Date	Apr 14, 2020
Instrument	2020-00017627

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$307,674 Land $37,500 Building $270,174	$307,674 Land $37,500 Building $270,174
2022	$979.00 (-5.32%)
2021	$1,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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