2900 McKaig Rd, Troy, OH 45373 Property Records

Miami County property record for 2900 McKaig Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,722 sqft · built 1940
Lot Size	1.95 acres (85,029 sqft)
Owner	Individual Name on File
Last Sale	$281,100 (Nov 2018)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-106650`

Property Details

APN / Parcel Number

Primary APN	`D08-106650`
Alternative APN	`050630.2-01-023-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,722 sqft Living Area
1st Floor Area	4,960 sqft
Attic	Attic
Attic Area	242 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	85,029 sqft (1.95 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Deck Area	64 sqft
Patio Area	576 sqft
Canopy	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2900 MCKAIG RD
City	TROY
State	OH
Zip	45373-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 10899
Legal Lot Number	10899
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1005
Census Tract	365301

Owner

2900 McKaig Rd is owned and occupied by an individual who bought it in November 2018.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2900 MCKAIG RD, TROY, OH 45373-8721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Prior Sale	Oct 7, 2016 · Amount on File
Deed Document Number	20182018OR-13673
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2900 MCKAIG RD, TROY, OH 45373-8721
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 MCKAIG RD, TROY, OH 45373-8721

Mortgage

Document Number	0000013167
Date	Nov 14, 2025
Instrument	2025OR-13167

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2900 McKaig Rd was $4,068 with a homeowner's exemption, down 13.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (-13.56%) Homeowner's exemption	$164,650 (+31.92%) Land $25,590 Building $139,060	$470,400 Land $73,100 Building $397,300
2024	$4,706.00 (+2.19%) Homeowner's exemption	$124,810 (-) Land $19,390 Building $105,420
2023	$4,605.00 (+17.47%) Homeowner's exemption	$124,810 (-) Land $19,390 Building $105,420	$356,600 (-) Land $55,400 Building $301,200
2022	$3,920.00 Homeowner's exemption	$124,810 Land $19,390 Building $105,420	$356,600 Land $55,400 Building $301,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2900 McKaig Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2900 McKaig Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Imagine Networks.

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