Miami County property record for 2845 McKaig Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,310 sqft · built 1940 |
| Lot Size | 7.77 acres (338,853 sqft) |
| Owner | Company Name on File |
| Last Sale | $905,000 (Jul 1995) |
| Tax Bill | $5,411 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101828 |
| Primary APN | D08-101828 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,310 sqft Living Area |
| 1st Floor Area | 3,792 sqft |
| Upper Floors Area | 1,140 sqft |
| Attic | Attic |
| Attic Area | 274 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,140 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 338,853 sqft (7.77 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2845 MCKAIG RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT IN LOT 7836 & PT IN LOT 7837 |
| Legal Lot Number | 7836 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 365001 |
2845 McKaig Rd is owned by a company that bought it in July 1995.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2845 MCKAIG RD, TROY, OH 45373-9420 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 1995 · Amount on File |
| Deed Sale | Jul 18, 1995 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2845 McKaig Rd was $5,411, up 8.9% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,411.00 (+8.9%) | $159,640 (+23.77%) Land $44,770 Building $114,870 | $456,100 Land $127,900 Building $328,200 |
| 2024 | $4,969.00 (+2.22%) | $128,980 (-) Land $44,700 Building $84,280 | |
| 2023 | $4,861.00 (+16.91%) | $128,980 (-) Land $44,700 Building $84,280 | $368,500 (-) Land $127,700 Building $240,800 |
| 2022 | $4,158.00 | $128,980 Land $44,700 Building $84,280 | $368,500 Land $127,700 Building $240,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2845 McKaig Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2845 McKaig Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Imagine Networks.
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