2900 E Franklin St, Richmond, VA 23223 Property Records

Richmond City property record for 2900 E Franklin St, Richmond, VA 23223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,270 sqft · built 2024
Lot Size0.071 acres (3,097 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Jan 2025)
Tax Bill$7,752 (2026)
Deeds & MortgagesOct 2025 Mortgage
Jan 2025 Sale & Mortgage
+ 2 more
APNE-000-0578-010

Property Details

APN / Parcel Number

Primary APNE-000-0578-010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,270 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area3,097 sqft (0.071 acres)
Lot Dimensions163 ft deep x 19 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2900 E FRANKLIN ST
CityRICHMOND
StateVA
Zip23223-7922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6 SINGLE
Legal Description0019.00X0163.00 0000.071 AC
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2001
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. John's Church Historic District (Boundary Increase)
listed 1991 · 20 contributing resources · NRIS 90002097

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2900 E Franklin St is owned and occupied by two individuals who bought it in January 2025.

Source: Richmond City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2900 E FRANKLIN ST, RICHMOND, VA 23223-7922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Jan 15, 2025Warranty Deed, Subdivision Related Transfer · VA Mortgage
NEXA MORTGAGE
May 31, 2023Gift Deed, Transfer · Line of Credit
FIRST BANK
Jan 28, 2022Warranty Deed, Transfer · Line of Credit
VIRGINIA NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2025 · Amount on File
Deed SaleJan 15, 2025 · Amount on File
Prior SaleJan 28, 2022 · Amount on File
Deed Document Number2025702
Prior Transfer DateMay 31, 2023
Prior Transfer Doc0000007953
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2900 E FRANKLIN ST, RICHMOND, VA 23223-7922
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016913
DateOct 15, 2025
Instrument250016913
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

January 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateJan 15, 2025
Property Address2900 E FRANKLIN ST, RICHMOND, VA 23223-7922
Document Number0000000702
Instrument DateJan 3, 2025
Instrument250000702
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2900 E FRANKLIN ST, RICHMOND, VA 23223-7922

Mortgage

Document Number0000000703
DateJan 15, 2025
Instrument250000703
Lender
NameNEXA MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term60 Months
DueJan 9, 2030
Interest
Rate TypeFixed Rate

May 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionRICHMOND CITY VA
Recording DateMay 31, 2023
Property Address2900 E FRANKLIN ST, RICHMOND, VA 23223-7922
Document Number0000007953
Instrument DateMay 31, 2023
Instrument230007953
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 STAPLES MILL RD STE 200, 200, RICHMOND, VA 23230-2917
InvestorPossibly a Property Investor

Mortgage

Document Number0000007954
DateMay 31, 2023
Instrument230007954
Lender
NameFIRST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateJan 28, 2022
Property Address2900 E FRANKLIN ST, RICHMOND, VA 23223-7922
Document Number0000002400
Instrument DateDec 10, 2021
Instrument220002400
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1704 AVONDALE AVE, RICHMOND, VA 23227-3903

Mortgage

Document Number0000002401
DateJan 28, 2022
Instrument220002401
Lender
NameVIRGINIA NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2900 E Franklin St was $7,752, up 559.2% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,752.00 (+559.18%)$646,000 Land $98,000 Building $548,000$646,000 Land $98,000 Building $548,000
2025$1,176.00
2024$85,000 Land $85,000
2023$85,000 Land $85,000
2020$20.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2900 E Franklin St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2900 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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