2820 E Franklin St, Richmond, VA 23223 Property Records

Richmond City property record for 2820 E Franklin St, Richmond, VA 23223

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2.5 ba · 2,524 sqft · built 1890
Lot Size	0.068 acres (2,962 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 1999)
Tax Bill	$7,776 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit
APN	`E-000-0532-016`

Property Details

APN / Parcel Number

Primary APN	`E-000-0532-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,524 sqft Total Area
1st Floor Area	1,262 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1983
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Flat
Roof Material	Other
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	155 ft deep x 19 ft wide
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2820 E FRANKLIN ST
City	RICHMOND
State	VA
Zip	23223-7955
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-6 SINGLE
Legal Description	0019.14X0155.00 0000.000
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2011
Census Tract	20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. John's Church Historic District (Boundary Increase) listed 1991 · 20 contributing resources · NRIS 90002097

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2820 E Franklin St, a residential property, is owned and occupied by two individuals who bought it in June 1999.

Source: Richmond City records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 E FRANKLIN ST, RICHMOND, VA 23223-7955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1999 · Amount on File
Deed Sale	Jun 1, 1999 · Amount on File
Deed Book / Page	15411 / 681
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	2820 E FRANKLIN ST, RICHMOND, VA 23223-7955
Document Number	0000008666
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E FRANKLIN ST RICHMOND VA 232237955, RICHMOND, VA 23223-7955

Mortgage

Document Number	0000008666
Date	May 2, 2017
Instrument	8666

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2820 E Franklin St was $7,776, up 2.9% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,776.00 (+2.86%)	$648,000 Land $234,000 Building $414,000	$648,000 Land $234,000 Building $414,000
2025	$7,560.00
2024		$584,000 Land $204,000 Building $380,000
2023			$584,000 Land $204,000 Building $380,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2820 E Franklin St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20