Wells County property record for 2900 E 1050 N, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,496 sqft · built 1994 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,911 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-09-400-003.000-008 |
| Primary APN | 90-02-09-400-003.000-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Basement Area | 2,496 sqft |
| Finished Basement | 2,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Type | Mixed |
| Garage Area | 2,777 sqft |
| Parking Spaces | 9 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00001560508 |
|---|---|
| Street Address | 2900 E 1050 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 09-28-12 7.00A N 238' OF W 200' OF E 633' SE |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40100 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2900 E 1050 N, OSSIAN, IN 46777-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK |
| May 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Oct 10, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2022 |
| Deed Sale | Mar 28, 2022 |
| Prior Sale | May 28, 2021 · Amount on Record |
| Deed Document Number | 20221374 |
| Prior Transfer Date | Oct 8, 2018 |
| Prior Transfer Doc | 0020183857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 2900 E 1050 N, OSSIAN, IN 46777-9750 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020253513 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 20253513 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 20, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 28, 2021 |
| Property Address | 2900 E 1050 N, OSSIAN, IN 46777-9750 |
| Document Number | 0020212436 |
| Map Reference | PB 3 PG 92 |
| Instrument Date | May 28, 2021 |
| Instrument | 20212436 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2900 E 1050 N, OSSIAN, IN 46777-9750 |
| Document Number | 0020212437 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 20212437 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Oct 10, 2018 |
| Property Address | 2900 E 1050 N, OSSIAN, IN 46777-9750 |
| Document Number | 0020183857 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 20183857 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2900 E 1050 N, OSSIAN, IN 46777-9750 |
| Investor | Possibly a Property Investor |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,911.00 (+6.88%) Homeowner's exemption | $701,800 (+19.76%) Land $110,100 Building $591,700 | $701,800 (+19.76%) Land $110,100 Building $591,700 |
| 2024 | $4,595.00 (+21.69%) | ||
| 2023 | $586,000 (+11.66%) Land $114,200 Building $471,800 | $586,000 (+11.66%) Land $114,200 Building $471,800 | |
| 2022 | $3,776.00 | $524,800 Land $84,200 Building $440,600 | $524,800 Land $84,200 Building $440,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TWN Communications Fiber | 1,000 / 1,000 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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