2325 E 1050 N, Ossian, IN 46777 Property Records

Wells County property record for 2325 E 1050 N, Ossian, IN 46777

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,848 sqft · built 1980
Lot Size1.28 acres (55,757 sqft)
OwnerIndividual Name on File
Tax Bill$1,566 (2025)
Deeds & MortgagesSep 2026 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN90-02-09-200-003.000-008

Property Details

APN / Parcel Number

Primary APN90-02-09-200-003.000-008
Alternative APNs
  • 00001560344
  • 0040229601

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft
Basement Area784 sqft
Unfinished Basement784 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area55,757 sqft (1.28 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00001560344
Street Address2325 E 1050 N
CityOSSIAN
StateIN
Zip46777-9750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description09-28-12 1.28A E OF NW W OF RR
JurisdictionWELLS IN
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1017
Census Tract40100

Owner

2325 E 1050 N is owned and occupied by an individual who acquired it in March 2020.

Source: Wells County records, as of June 26, 2026

Owner of RecordIndividual Name on File
Mailing Address2325 E 1050 N, OSSIAN, IN 46777-9750
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
THREE RIVERS FEDERAL CREDIT UNION
Mar 11, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 5, 2020
Transfer Doc0000001024
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Recording DateSep 11, 2026
Property Address2325 E 1050 N, OSSIAN, IN 46777-9750
Document Number0000003301
Instrument DateSep 3, 2026
Instrument20263301
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 E 1050 N, OSSIAN, IN 46777-9750

Mortgage

Document Number0000003301,
DateSep 11, 2026
Instrument20263301
Lender
NameTHREE RIVERS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 15, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWELLS IN
Recording DateMar 11, 2020
Property Address2325 E 1050 N, OSSIAN, IN 46777-9750
Document Number0020201024
Instrument DateMar 5, 2020
Instrument20201024
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 E 1050 N, OSSIAN, IN 46777-9750

Mortgage

Document Number0020201025
DateMar 11, 2020
Instrument20201025
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2325 E 1050 N was $1,566 with a homeowner's exemption, up 11.7% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWells County
County SubdivisionJefferson Township
Unified School DistrictNorthern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,566.00 (+11.7%) Homeowner's exemption$243,700 Land $39,900 Building $203,800$243,700 Land $39,900 Building $203,800
2024$1,402.00
2023$207,800 (+10.53%) Land $39,900 Building $167,900$207,800 (+10.53%) Land $39,900 Building $167,900
2022$1,169.00$188,000 Land $28,800 Building $159,200$188,000 Land $28,800 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2325 E 1050 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2325 E 1050 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TWN Communications
Fiber
1,000 / 1,000
Lakeland Internet
Fixed Wireless
500 / 100
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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