2900 Carriage Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2900 Carriage Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,078 sqft · built 1992
Lot Size	4.94 acres (215,404 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Sep 2021)
Tax Bill	$8,371 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`86252`

Property Details

APN / Parcel Number

Primary APN	`86252`
Alternative APN	`202630495000010390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	1 Plumbing Fixture
Stories	1 Story
Building Area	2,078 sqft Heated Area
Gross Area	3,402 sqft
1st Floor Area	2,078 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	215,404 sqft (4.94 acres)
Garage Type	Finished
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	350 sqft
Patio Area	1,200 sqft
Shed	1 Shed
Shed Area	48 sqft
Stable	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	86252
Street Address	2900 CARRIAGE CT
City	SAINT CLOUD
State	FL
Zip	34772-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 7 LOT 39
Legal Range	30E
Legal Township	26S
Legal Section	20
Legal Subdivision	KISSIMMEE PARK
Legal Tract	4950
Legal Block	1
Legal Lot Number	39
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 86252

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2900 CARRIAGE CT, SAINT CLOUD, FL 34772-7464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 11, 2019	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC
Jan 04, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	2021150420
Deed Book / Page	6053 / 1126
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 28, 2021
Property Address	2900 CARRIAGE CT, SAINT CLOUD, FL 34772-7464
Document Number	0060531126
Book / Page	6053 / 1126
Map Reference	MB B PG 7
Instrument Date	Sep 27, 2021
Instrument	2021150420
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 JACKSON RD, 514, LEESVILLE, LA 71446-2269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 CARRIAGE CT, SAINT CLOUD, FL 34772-7464

Mortgage

Document Number	60531127
Date	Sep 28, 2021
Instrument	6053/1127

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2900 CARRIAGE CT, SAINT CLOUD, FL 34772-7464
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055550838
Date	Jul 11, 2019
Book Page	5555/0838
Instrument	2019089167

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2900 CARRIAGE CT, SAINT CLOUD, FL 34772-7464
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 CARRIAGE CT, SAINT CLOUD, FL 34772-7464

Mortgage

Document Number	0058630472
Date	Jan 04, 2021
Book Page	5863/472
Instrument	2021000025

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,371.00 (+12.92%)	$569,700 (+2.54%) Land $247,200 Building $322,500	$569,700 (+2.54%) Land $247,200 Building $322,500
2023	$7,413.00 (+19.89%)	$555,600 (+38.48%) Land $247,200 Building $308,400	$555,600 (+38.48%) Land $247,200 Building $308,400
2022	$6,183.00	$401,200 Land $138,500 Building $262,700	$401,200 Land $138,500 Building $262,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 166 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Carriage Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures