2848 Carriage Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2848 Carriage Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage2,464 sqft Living Area
Lot Size216,623 sqft (4.97 acres)
OccupancyOwner Occupied
Last Sale$470,000 (2020)
Tax Bill$6,648.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-26-30-4950-0001-0230
Alternative APNs
  • 263020495000010230
  • 86243

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,464 sqft Living Area
Gross Area5,415 sqft Gross Area
1st Floor2,464 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area216,623 sqft (4.97 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area420 sqft Pool
Shed1 Shed
Shed Area450 sqft Shed
Deck Area1,044 sqft Deck
Patio Area100 sqft Patio
Porch Area653 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2848 CARRIAGE CT
CitySAINT CLOUD
StateFL
Zip34772-7464
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 7 LOT 23
Legal Range30E
Legal Township26S
Legal Section20
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block230
Legal Lot Number23
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 20-26-30-4950-0001-0230

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2848 CARRIAGE CT, SAINT CLOUD, FL 34772-7464
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Intrafamily Transfer, Transfer
Nov 09, 2020Warranty Deed, Transfer · Conventional Mortgage
READY MORTGAGE LENDERS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2020 · Amount on Record
Deed SaleNov 09, 2020 · Amount on Record
Prior SaleMay 07, 2013 · Amount on Record
Deed Doc Number2020153292
Deed Book / Page5829 / 2339
Last Transfer DateApr 30, 2021
Transfer Doc0059580675
Record RefreshedJun 08, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 14, 2021
Property Address2848 CARRIAGE CT, SAINT CLOUD, FL 34772-7464
Document Number0059580675
Book / Page5958 / 675
Map ReferenceMB B PG 7
Instrument DateApr 30, 2021
Instrument2021074350
Transaction TypeTransfer
Record UpdatedFeb 08, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 CARRIAGE CT, SAINT CLOUD, FL 34772-7464

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 09, 2020
Property Address2848 CARRIAGE CT, SAINT CLOUD, FL 34772-7464
Document Number0058292339
Book / Page5829 / 2339
Map ReferenceMB B PG 7
Instrument DateOct 26, 2020
Instrument2020153292
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyINFINITY TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2848 CARRIAGE CT, 2848, SAINT CLOUD, FL 34772-7464

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 CARRIAGE CT, SAINT CLOUD, FL 34772-7464

Mortgage

Document Number0058292341
DateNov 09, 2020
Instrument5829/2341
Lender
NameREADY MORTGAGE LENDERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,935.00 (+4.32%) Homeowner's exemption$490,021 (+55.81%)$775,300 (+25.19%) Land $248,600 Building $526,700
2024$6,648.00 (+49.33%)
2023$4,452.00 (+3.97%) Homeowner's exemption$314,499 (+3%)$619,300 (+35.45%) Land $248,600 Building $370,700
2022$4,282.00 Homeowner's exemption$305,339$457,200 Land $139,200 Building $318,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire LikelihoodAbout 1 in 166 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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