290 Willard Ave, Elgin, IL 60120 Property Records

Cook County property record for 290 Willard Ave, Elgin, IL 60120

Property Summary

Property Type	General Industrial
Details	3,000 sqft · built 1976
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Nov 2023)
Tax Bill	$16,294 (2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2017 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`06-18-301-047`

Property Details

APN / Parcel Number

Primary APN	`06-18-301-047`
Alternative APN	`06-18-301-047-0000`

Interior

Building Area	3,000 sqft Gross Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Street Address	290 WILLARD AVE
City	ELGIN
State	IL
Zip	60120-6809
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	(SMITHS) SUB OF S671.80FT OF LT 22 OF COUNTY CLERKS S UB OF COUNTY CLERKS DIVIN OF UNSUBDIVIDED LAND IN SH SEC 18-41-09
Legal Subdivision	SMITHS SUB
Legal Lot Number	22
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3017
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	557 COOPER AVE, ELGIN, IL 60120-3056
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer · Commercial Mortgage CRYSTAL LAKE BANK & TRUST COMPANY N
Aug 18, 2017	Grant Deed, Transfer · Line of Credit CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	202313355
Prior Transfer Date	Feb 5, 2016
Prior Transfer Doc	0000029007
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 8, 2023
Property Address	290 WILLARD AVE, ELGIN, IL 60120-6809
Document Number	0031213355
Instrument Date	Nov 6, 2023
Instrument	2331213355
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 COOPER AVE, ELGIN, IL 60120-3056

Mortgage

Document Number	0031213356
Date	Nov 8, 2023
Instrument	2331213356

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY N
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Aug 18, 2017
Property Address	290 WILLARD AVE, ELGIN, IL 60120-6809
Document Number	1723017010
Instrument Date	Aug 11, 2017
Instrument	23017010
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 WILLARD AVE ELGIN IL 601206809, ELGIN, IL 60120-6809

Mortgage

Document Number	1723017011
Date	Aug 18, 2017
Instrument	23017011

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 17, 2022

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,500 (+3.35%) Land $35,828 Building $22,672	$234,000 (+3.35%) Land $143,312 Building $90,688
2023	$16,294.00 (+2.91%)
2022	$15,834.00 (-8.1%)	$56,605 (+13.21%) Land $25,591 Building $31,014	$226,420 (+13.21%) Land $102,364 Building $124,056
2021	$17,229.00	$50,000 Land $25,591 Building $24,409	$200,000 Land $102,364 Building $97,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1982–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Willard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures