270 Willard Ave, Elgin, IL 60120 Property Records

Cook County property record for 270 Willard Ave, Elgin, IL 60120

Property Summary

Property Type	Other
Details	8,400 sqft · built 1976
Lot Size	0.755 acres (32,909 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Jun 2026)
Tax Bill	$32,969 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`06-18-301-045`

Property Details

APN / Parcel Number

Primary APN	`06-18-301-045`
Alternative APN	`06-18-301-045-0000`

Interior

Building Area	8,400 sqft Gross Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	32,909 sqft (0.755 acres)

Location & Zoning

Street Address	270 WILLARD AVE
City	ELGIN
State	IL
Zip	60120-6809
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	(SMITHS) SUB OF S671.80FT OF LT 22 OF COUNTY CLERKS S UB OF COUNTY CLERKS DIVIN OF UNSUBDIVIDED LAND IN SH SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	SMITHS SUB
Legal Lot Number	22
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3017
Census Tract	804406

Owner

270 Willard Ave is owned by a company that bought it in June 2026.

Source: Cook County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	46W304 WOODVIEW PKWY, HAMPSHIRE, IL 60140-8355
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE GEORGES BANK AND TRUST COMPANY CAYMAN
Oct 15, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Oct 15, 2025 · Amount on File
Deed Document Number	202616231101
Prior Transfer Date	Oct 1, 2025
Prior Transfer Doc	0000002135
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 11, 2026
Property Address	270 WILLARD AVE, ELGIN, IL 60120-6809
Document Number	0000031101
Instrument Date	Jun 4, 2026
Instrument	202631101
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	46W304 WOODVIEW PKWY, HAMPSHIRE, IL 60140-8355

Mortgage

Document Number	0000031102,
Date	Jun 11, 2026
Instrument	202616231102

Lender

Name	STATE GEORGES BANK AND TRUST COMPANY CAYMAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 15, 2025
Property Address	270 WILLARD AVE, ELGIN, IL 60120-6809
Document Number	0028802135
Instrument Date	Oct 1, 2025
Instrument	2528802135
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DUNDEE AVE # B, B, EAST DUNDEE, IL 60118-1641

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,000 Land $57,591 Building $63,409	$484,000 Land $230,364 Building $253,636
2023	$32,969.00 (+2.9%)	$114,538 (-) Land $49,363 Building $65,175	$458,152 (-) Land $197,452 Building $260,700
2022	$32,040.00	$114,538 Land $49,363 Building $65,175	$458,152 Land $197,452 Building $260,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 270 Willard Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1982–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Willard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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